Head-to-Head Comparison
Santa Clara University vs University of North Carolina at Chapel Hill
- Santa Clara Wins
- 14
- Tied
- 13
- North Carolina Wins
- 27
Direct Answer
For overall financial value, University of North Carolina at Chapel Hill offers a significantly safer investment tier. With an annual cost of $11,655 vs Santa Clara University's $50,062, University of North Carolina at Chapel Hill delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, University of North Carolina at Chapel Hill's lower price point delivers a highly efficient debt-to-earnings path.
54 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Santa Clara
- Higher earnings: Median earnings of $109,183 ten years after enrollment, 51% more than University of North Carolina at Chapel Hill
- Social mobility: Chetty mobility rate of 2.2%, the stronger record of moving students up the income ladder
North Carolina
- Lower cost: Average net price of $11,655, roughly $38,407 a year less
- Higher grad rate: 92% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $14,000, the lower of the two
- More selective: Admits 15% of applicants, which makes for a more competitive peer group
The Actual Decision
What are you really choosing between?
Santa Clara graduates concentrate in Business & Marketing (27% of degrees); North Carolina in Biology & Biomedical (15%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick Santa Clara University over University of North Carolina at Chapel Hill. Median earnings of $109,183 ten years after enrollment vs $72,200.
Pick University of North Carolina at Chapel Hill over Santa Clara University. Net price $11,655 vs $50,062.
Pick Santa Clara University over University of North Carolina at Chapel Hill. 2.2% mobility rate vs 1.2%.
Pick University of North Carolina at Chapel Hill over Santa Clara University. 92% completion rate vs 88%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Santa Clara University and University of North Carolina at Chapel Hill are close on paper, but University of North Carolina at Chapel Hill wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
University of North Carolina at Chapel Hill is the harder admit. It takes 15% of applicants, while Santa Clara University takes 48%. Its entering class also posts the higher average SAT, 1,426 to 1,439.
So what: If test scores and a high-scoring peer group matter to you, University of North Carolina at Chapel Hill sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, University of North Carolina at Chapel Hill comes out ahead. Its average net price after aid is $11,655, about $38,407 a year below Santa Clara University's $50,062. Graduates of University of North Carolina at Chapel Hill also borrow less: median debt of $14,000, against $19,162.
So what: Over four years, the gap adds up to about $153,628 before any change in aid. Choosing University of North Carolina at Chapel Hill leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, Santa Clara University graduates report median earnings of $109,183, compared with $72,200 at University of North Carolina at Chapel Hill. That is a 51% advantage. Set against borrowing, Santa Clara University has the lower debt-to-earnings ratio, 0.18x to 0.19x.
So what: An earnings gap of 51% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
University of North Carolina at Chapel Hill graduates a larger share of its students, 92% versus 88%. More of its students stay on track to a degree.
So what: A completion gap of 3% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Moving people up
Santa Clara University does more to move students up the income ladder. Its Chetty mobility rate is 2.2%; at University of North Carolina at Chapel Hill, it is 1.2%. Santa Clara University also enrolls the larger share of low-income students: 3.6% come from the bottom income quintile, versus 3.5%.
So what: For first-generation and low-income students, Santa Clara University offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.
Recommendation
Bottom line: pick University of North Carolina at Chapel Hill to keep costs and debt down; pick Santa Clara University for the higher earnings ceiling.
Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.
Counterintuitive Insights
The cheaper school is not the lower-earning one here. University of North Carolina at Chapel Hill saves about $38,407 a year, yet Santa Clara University graduates earn $36,983 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.
University of North Carolina at Chapel Hill is harder to get into, with a 15% admit rate, but Santa Clara University posts the higher mobility rate, at 2.2%. Selectivity and income mobility measure different things; here, the easier admit does more for the low-income students it enrolls.
Their academic identities diverge. Santa Clara University concentrates enrollment in Engineering, while University of North Carolina at Chapel Hill leans toward Biology & Biomedical. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Cost-conscious students: net price of $50,062 runs well above University of North Carolina at Chapel Hill's $11,655.
- Students minimizing debt: median debt is $19,162, against $14,000 at University of North Carolina at Chapel Hill.
- Engineering-focused students: Santa Clara University has the stronger engineering programs.
- Business and consulting-track students: University of North Carolina at Chapel Hill has less business program depth, and Santa Clara University offers the stronger options.
- Students who want a smaller campus: University of North Carolina at Chapel Hill's enrollment of 20,752 far exceeds Santa Clara University's 6,552.
Full Data Breakdown
Inside the admissions office
Santa Clara holds onto its admits more tightly: 18% of admitted students enroll, versus 0% at North Carolina — a sign of how often it wins head-to-head choices. Santa Clara offers a binding Early Decision round that can lift your odds; North Carolina does not, so there is no early-commitment lever to pull there. Test scores matter less at Santa Clara, where only about 34% of enrolled freshmen submitted any SAT or ACT.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 6 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Research (Times HE) 4 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Santa Clara University
Santa Clara, CA · Private nonprofit
Santa Clara University has a graduation rate of 88%, indicating strong student success and support. This high rate suggests that students are not only enrolling but also completing their degrees in a timely manner, which is crucial for their future careers.
The earnings data for graduates is impressive. Ten years after graduation, alumni earn a median salary of $109,183. This figure highlights the potential return on investment for students considering their financial futures. However, with a net price of $50,062 and median debt at $19,162, students should weigh the cost of attendance against their anticipated earnings.
Students who thrive at Santa Clara typically pursue majors in Business & Marketing, Engineering, Social Sciences, Communications, or Psychology. The campus environment supports those who are motivated and engaged in their studies. With a moderate acceptance rate of 48%, the university attracts a diverse group of students ready to take advantage of the academic opportunities available.
University of North Carolina at Chapel Hill
Chapel Hill, NC · Public
With an acceptance rate of just 15%, the University of North Carolina at Chapel Hill attracts students who are ready to dive into a diverse range of studies, including Biology, Business, and Communications. This school is a great fit for those who thrive in a competitive environment and are looking for strong academic support. The impressive graduation rate of 92% indicates a solid commitment to student success, meaning you'll likely find yourself in a community that values achievement and collaboration.
After graduation, students can expect to earn an average of $72,200 within a decade, which is a pretty solid starting point for many. This level of earning power suggests that the programs offered here are well-aligned with job market needs. Additionally, the cost of attendance is manageable, with a net price of $11,655 after aid, making it a compelling choice for those concerned about financial barriers.
When it comes to debt, the median load of $14,000 is relatively low compared to what many graduates face elsewhere. This means that students who manage their finances well can leave college with a degree of financial freedom. Generally, those who thrive here are driven and engaged, ready to take advantage of the rich academic and social resources that UNC Chapel Hill has to offer.
Rankings They Appear On
Santa Clara University and University of North Carolina at Chapel Hill are featured on the Highest-Paying Colleges for Communications ranking.
Top Degree Programs
Santa Clara's top program is Business Administration (27% of enrollment), while North Carolina leads with Biology (15%).
Career Pathways
Program strengths at these schools feed into careers like Financial Analyst, Management Consultant, Accountant (for Santa Clara) and Software Developer, Data Scientist, Cybersecurity Analyst (for North Carolina).
The two schools feed different job markets. Santa Clara University is strongest in Engineering, Communications, while University of North Carolina at Chapel Hill concentrates in Biology & Biomedical, Computer Science & IT. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into Santa Clara University or University of North Carolina at Chapel Hill?
University of North Carolina at Chapel Hill is harder to get into, admitting 15% of applicants compared with 48% at Santa Clara University.
Which is more affordable, Santa Clara University or University of North Carolina at Chapel Hill?
University of North Carolina at Chapel Hill is more affordable, with an average net price of $11,655 after aid versus $50,062 at Santa Clara University.
Do Santa Clara University or University of North Carolina at Chapel Hill graduates earn more?
Santa Clara University graduates earn more: median earnings of $109,183 ten years after enrollment, versus $72,200 at University of North Carolina at Chapel Hill.
Which has a better graduation rate, Santa Clara University or University of North Carolina at Chapel Hill?
University of North Carolina at Chapel Hill has the higher graduation rate, 92% versus 88%.
Santa Clara University vs University of North Carolina at Chapel Hill: which is better for social mobility?
Santa Clara University is the stronger driver of upward mobility, with a Chetty mobility rate of 2.2% versus 1.2%.
Should you choose Santa Clara University or University of North Carolina at Chapel Hill?
It depends on what you weigh most. Choose University of North Carolina at Chapel Hill if affordability and lower debt come first; choose Santa Clara University if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
More Comparisons
View all →Weigh Your Options
Best Colleges in America
How do Santa Clara and North Carolina stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.
