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Head-to-Head Comparison

University of Minnesota-Twin Cities vs University of North Carolina at Chapel Hill

Minnesota-Twin Cities Wins
8
Tied
18
North Carolina Wins
27

Direct Answer

For overall financial value, University of North Carolina at Chapel Hill offers a significantly safer investment tier. With an annual cost of $11,655 vs University of Minnesota-Twin Cities's $16,778, University of North Carolina at Chapel Hill delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, University of North Carolina at Chapel Hill's lower price point delivers a highly efficient debt-to-earnings path.

53 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Minnesota-Twin Cities

No clear advantage detected in core metrics.

North Carolina

  • Higher earnings: Median earnings of $72,200 ten years after enrollment, 5% more than University of Minnesota-Twin Cities
  • Lower cost: Average net price of $11,655, roughly $5,123 a year less
  • Higher grad rate: 92% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $14,000, the lower of the two
  • More selective: Admits 15% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

Minnesota-Twin Cities graduates concentrate in Biology & Biomedical (12% of degrees); North Carolina in Biology & Biomedical (15%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Communications & media North Carolina
Psychology Minnesota-Twin Cities
Engineering Minnesota-Twin Cities
Education & teaching Minnesota-Twin Cities
Economics & public policy North Carolina
Pre-med & health North Carolina
Math & quantitative work North Carolina
Lab & physical sciences North Carolina
Business & entrepreneurship Either
Computer science & AI Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → University of North Carolina at Chapel Hill

Pick University of North Carolina at Chapel Hill over University of Minnesota-Twin Cities. Median earnings of $72,200 ten years after enrollment vs $69,020.

Keeping costs down → University of North Carolina at Chapel Hill

Pick University of North Carolina at Chapel Hill over University of Minnesota-Twin Cities. Net price $11,655 vs $16,778.

Graduation certainty → University of North Carolina at Chapel Hill

Pick University of North Carolina at Chapel Hill over University of Minnesota-Twin Cities. 92% completion rate vs 85%.

Key Metrics at a Glance

Graduation Rate

85%
Minnesota-Twin Cities
vs
92%
North Carolina

Earnings (10yr)

$69,020
Minnesota-Twin Cities
vs
$72,200
North Carolina

Avg Net Price

$16,778
Minnesota-Twin Cities
vs
$11,655
North Carolina

Median Debt

$19,500
Minnesota-Twin Cities
vs
$14,000
North Carolina

The Analysis

Verdict

University of Minnesota-Twin Cities and University of North Carolina at Chapel Hill are close on paper, but University of North Carolina at Chapel Hill wins the head-to-head, leading on 5 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

University of North Carolina at Chapel Hill is the harder admit. It takes 15% of applicants, while University of Minnesota-Twin Cities takes 80%. Its entering class also posts the higher average SAT, 1,362 to 1,439.

So what: If test scores and a high-scoring peer group matter to you, University of North Carolina at Chapel Hill sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of North Carolina at Chapel Hill comes out ahead. Its average net price after aid is $11,655, about $5,123 a year below University of Minnesota-Twin Cities's $16,778. Graduates of University of North Carolina at Chapel Hill also borrow less: median debt of $14,000, against $19,500.

So what: Over four years, the gap adds up to about $20,492 before any change in aid. Choosing University of North Carolina at Chapel Hill leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, University of North Carolina at Chapel Hill graduates report median earnings of $72,200, compared with $69,020 at University of Minnesota-Twin Cities. That is a 5% advantage. Set against borrowing, University of North Carolina at Chapel Hill has the lower debt-to-earnings ratio, 0.19x to 0.28x.

So what: An earnings gap of 5% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

University of North Carolina at Chapel Hill graduates a larger share of its students, 92% versus 85%. More of its students stay on track to a degree.

So what: A completion gap of 7% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick University of North Carolina at Chapel Hill to keep costs and debt down.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

Their academic identities diverge. University of Minnesota-Twin Cities concentrates enrollment in Computer Science & IT, while University of North Carolina at Chapel Hill leans toward Social Sciences. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Minnesota-Twin Cities Not for everyone
  • Cost-conscious students: net price of $16,778 runs well above University of North Carolina at Chapel Hill's $11,655.
  • Students minimizing debt: median debt is $19,500, against $14,000 at University of North Carolina at Chapel Hill.
  • Students who want a smaller campus: University of Minnesota-Twin Cities's enrollment of 31,855 far exceeds University of North Carolina at Chapel Hill's 20,752.
North Carolina Not for everyone
  • Business and consulting-track students: University of North Carolina at Chapel Hill has less business program depth, and University of Minnesota-Twin Cities offers the stronger options.

Full Data Breakdown

Inside the admissions office

Test scores matter less at Minnesota-Twin Cities, where only about 42% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Public
Type
Public
Urban
Setting
Urban
Plains
Region
Southeast
31,855
Enrollment
20,752
No
HBCU
No
Admissions
4 metrics
80%
Acceptance Rate
15%
1362
SAT Average
1439
30
ACT Midpoint
25
1300-1500
SAT Range
1390-1530
Admissions Strategy (Common Data Set)
5 metrics
Yield Rate
0%
8%
SAT Submitted
28%
33%
ACT Submitted
41%
Not offered
Early Decision
Not offered
ED Admit Rate
500.0%
Cost & Financial Aid
9 metrics
$17,214
In-State Tuition
$8,994
$38,362
Out-of-State Tuition
$41,203
$16,778
Average Net Price
$11,655
$6,642
Net Price ($0-30K income)
$2,004
$7,283
Net Price ($30-48K)
$3,918
$9,931
Net Price ($48-75K)
$8,538
$27,008
Net Price ($110K+)
$24,396
18%
Pell Grant Rate
20%
28%
Federal Loan Rate
13%
Academics
5 metrics
85%
Graduation Rate
92%
91%
Retention Rate
97%
81%
Full-Time Faculty
78%
$13,662
Faculty Salary (monthly)
$15,046
19%
First-Gen Students
20%
Student Body
6 metrics
56%
Female
62%
57%
White
53%
7%
Hispanic
10%
10%
Black
7%
13%
Asian
16%
0.64
Diversity Index
0.67
Outcomes
6 metrics
$57,984
Earnings (6yr)
$57,057
$63,477
Earnings (8yr)
$65,584
$69,020
Earnings (10yr)
$72,200
$19,500
Median Debt
$14,000
0.28x
Debt-to-Earnings
0.19x
78%
Earning Above HS Grad
78%
Social Mobility (Chetty)
4 metrics
Mobility Rate
1.15%
Success Rate (bottom 20%)
33.3%
From Bottom 20%
3.5%
Parent Median Income (today's $)
$175,945
Social Capital
3 metrics
1.65
Economic Connectedness
1.68
0.03
Friending Bias
-0.01
8.3%
Volunteering Rate
8.9%
Research (Times HE)
4 metrics
World Rank
#30
Teaching Score
70.9
Research Score
75.1
Citations Score
85
Online Education (IPEDS)
2 metrics
4.0%
% Exclusively Online
5.9%
50.1%
% Any Online
43.7%

The Overviews

University of Minnesota-Twin Cities

Minneapolis, MN · Public

80% accept 85% grad $69,020 earnings $16,778 net

With an enrollment of over 31,000 students, the University of Minnesota-Twin Cities stands out as a vibrant public university where a diverse array of students can thrive. If you're interested in business, biology, computer science, engineering, or psychology, you're likely to find a strong community here. The 80% acceptance rate shows that the university is accessible to many, making it an attractive option for students from various backgrounds seeking to gain a solid education in these fields.

After graduation, students can expect a median earning of around $69,020 within ten years, which is a promising number that speaks to the value of a degree from this university. While the data on mobility rates isn't available, the strong graduation rate of 85% suggests that most students are completing their programs and moving into the workforce with a competitive edge. This financial outlook is further enhanced by the affordability of the education, allowing graduates to step into their careers without overwhelming debt.

Speaking of costs, the net price after financial aid stands at approximately $16,778, which is quite manageable compared to many other institutions. With a median debt of $19,500, students here tend to leave with a reasonable financial burden. The university attracts those who are motivated and ready to invest in their futures, and it seems well-suited for individuals who are driven and eager to engage in a collaborative learning environment.

University of North Carolina at Chapel Hill

Chapel Hill, NC · Public

15% accept 92% grad $72,200 earnings $11,655 net

With an acceptance rate of just 15%, the University of North Carolina at Chapel Hill attracts students who are ready to dive into a diverse range of studies, including Biology, Business, and Communications. This school is a great fit for those who thrive in a competitive environment and are looking for strong academic support. The impressive graduation rate of 92% indicates a solid commitment to student success, meaning you'll likely find yourself in a community that values achievement and collaboration.

After graduation, students can expect to earn an average of $72,200 within a decade, which is a pretty solid starting point for many. This level of earning power suggests that the programs offered here are well-aligned with job market needs. Additionally, the cost of attendance is manageable, with a net price of $11,655 after aid, making it a compelling choice for those concerned about financial barriers.

When it comes to debt, the median load of $14,000 is relatively low compared to what many graduates face elsewhere. This means that students who manage their finances well can leave college with a degree of financial freedom. Generally, those who thrive here are driven and engaged, ready to take advantage of the rich academic and social resources that UNC Chapel Hill has to offer.

Rankings They Appear On

University of North Carolina at Chapel Hill is featured on the Best Large Universities ranking.

Explore all rankings →

Top Degree Programs

Both schools share Biology as their top enrolled program field, comprising 12% of Minnesota-Twin Cities's student body and 15% of North Carolina's.

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Minnesota-Twin Cities) and Software Developer, Data Scientist, Cybersecurity Analyst (for North Carolina).

The two schools feed different job markets. University of Minnesota-Twin Cities is strongest in Engineering, while University of North Carolina at Chapel Hill concentrates in Social Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into University of Minnesota-Twin Cities or University of North Carolina at Chapel Hill?

University of North Carolina at Chapel Hill is harder to get into, admitting 15% of applicants compared with 80% at University of Minnesota-Twin Cities.

Which is more affordable, University of Minnesota-Twin Cities or University of North Carolina at Chapel Hill?

University of North Carolina at Chapel Hill is more affordable, with an average net price of $11,655 after aid versus $16,778 at University of Minnesota-Twin Cities.

Do University of Minnesota-Twin Cities or University of North Carolina at Chapel Hill graduates earn more?

University of North Carolina at Chapel Hill graduates earn more: median earnings of $72,200 ten years after enrollment, versus $69,020 at University of Minnesota-Twin Cities.

Which has a better graduation rate, University of Minnesota-Twin Cities or University of North Carolina at Chapel Hill?

University of North Carolina at Chapel Hill has the higher graduation rate, 92% versus 85%.

Should you choose University of Minnesota-Twin Cities or University of North Carolina at Chapel Hill?

It depends on what you weigh most. Choose University of North Carolina at Chapel Hill if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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Weigh Your Options

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How do Minnesota-Twin Cities and North Carolina stack up against regional and national alternatives when evaluated on pure socioeconomic mobility, graduate earnings, and long-term return on investment? Explore the full, verified dataset on our comprehensive rankings directory.

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