Head-to-Head Comparison
University of San Francisco vs Western Governors University
- San Francisco Wins
- 10
- Tied
- 25
- Western Governors Wins
- 19
Direct Answer
For overall financial value, Western Governors University offers a significantly safer investment tier. While University of San Francisco achieves a higher graduation rate (71% vs 48%), its annual cost of attendance sits at $41,431 compared to Western Governors University's $12,548 for in-state paths. For students prioritizing lower student debt over initial institution prestige, Western Governors University's lower price point delivers a highly efficient debt-to-earnings path.
54 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
San Francisco
- Higher earnings: Median earnings of $89,812 ten years after enrollment, 48% more than Western Governors University
- Higher grad rate: 71% of students finish, the higher completion rate of the pair
Western Governors
- Lower cost: Average net price of $12,548, roughly $28,883 a year less
- Less debt: Median debt of $11,116, the lower of the two
The Actual Decision
What are you really choosing between?
San Francisco graduates concentrate in Business & Marketing (18% of degrees); Western Governors in Business & Marketing (28%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick University of San Francisco over Western Governors University. Median earnings of $89,812 ten years after enrollment vs $60,615.
Pick Western Governors University over University of San Francisco. Net price $12,548 vs $41,431.
Pick University of San Francisco over Western Governors University. 71% completion rate vs 48%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
University of San Francisco and Western Governors University split the core measures almost evenly. Neither comes out a clean winner, so the choice rests on which of these dimensions you care about most.
What it costs
On price, Western Governors University comes out ahead. Its average net price after aid is $12,548, about $28,883 a year below University of San Francisco's $41,431. Graduates of Western Governors University also borrow less: median debt of $11,116, against $23,000.
So what: Over four years, the gap adds up to about $115,532 before any change in aid. Choosing Western Governors University leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, University of San Francisco graduates report median earnings of $89,812, compared with $60,615 at Western Governors University. That is a 48% advantage. Set against borrowing, Western Governors University has the lower debt-to-earnings ratio, 0.18x to 0.26x.
So what: An earnings gap of 48% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
University of San Francisco graduates a larger share of its students, 71% versus 48%. More of its students stay on track to a degree.
So what: A completion gap of 22% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Recommendation
Bottom line: pick Western Governors University to keep costs and debt down; pick University of San Francisco for the higher earnings ceiling.
Data certainty: Medium. Both schools report 4 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.
Counterintuitive Insights
The cheaper school is not the lower-earning one here. Western Governors University saves about $28,883 a year, yet University of San Francisco graduates earn $29,197 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.
Their academic identities diverge. University of San Francisco concentrates enrollment in Psychology, while Western Governors University leans toward Computer Science & IT. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Cost-conscious students: net price of $41,431 runs well above Western Governors University's $12,548.
- Students minimizing debt: median debt is $23,000, against $11,116 at Western Governors University.
- Students who want a smaller campus: Western Governors University's enrollment of 155,088 far exceeds University of San Francisco's 5,287.
Full Data Breakdown
Inside the admissions office
San Francisco offers a binding Early Decision round that can lift your odds; Western Governors does not, so there is no early-commitment lever to pull there.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 6 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Research (Times HE) 4 metrics
Online Education (IPEDS) 2 metrics
The Overviews
University of San Francisco
San Francisco, CA · Private nonprofit
Students at the University of San Francisco can expect to earn an average of $89,812 within ten years of graduation. This strong earning potential reflects the university's focus on practical skills and career readiness. With an acceptance rate of 62%, the university maintains a balance of accessibility and selectivity.
The Chetty/Opportunity Insights data is not available for this institution, but the outcomes for graduates suggest a solid return on investment. The graduation rate stands at 71%, indicating that a significant majority of students complete their degrees. This completion rate, combined with the potential earnings, points to a pathway for upward mobility.
Tuition at the University of San Francisco has a net price of $41,431, which is a notable consideration for prospective students. Graduates carry a median debt of $23,000, which is relatively manageable compared to national averages. Students who thrive here often pursue programs in Business, Health Professions, and Social Sciences, aligning their education with market demand and job opportunities.
Western Governors University
Salt Lake City, UT · Private nonprofit
With an enrollment of 155,088 students, Western Governors University in Salt Lake City stands out as a solid choice for those seeking flexibility in their education. It caters well to non-traditional students, particularly in fields like Health Professions, Business & Marketing, Computer Science & IT, Education, and Engineering. The online format allows for self-paced learning, which is ideal for working adults or those balancing multiple responsibilities.
Looking at life after graduation, students can expect a median earning of $60,615 ten years post-degree. This figure suggests that graduates are finding solid job opportunities. While the graduation rate is 48%, the income potential indicates that those who complete their programs are likely to see a good return on their investment, despite the challenges that might come with juggling work and studies.
On the practical side, the net price after aid comes in at $12,548, with a median debt of $11,116. This suggests that many students can manage their educational expenses without overwhelming debt. Those who thrive here are typically self-motivated individuals who appreciate the autonomy of an online learning environment, making it a good fit for those ready to take charge of their education and career paths.
Rankings They Appear On
Western Governors University is featured on the Best Online MBA Programs ranking.
Top Degree Programs
Both schools share Business Administration as their top enrolled program field, comprising 18% of San Francisco's student body and 28% of Western Governors's.
Career Pathways
Program strengths at these schools feed into careers like Registered Nurse, Nurse Practitioner, Physician Assistant (for San Francisco) and Software Developer, Data Scientist, Cybersecurity Analyst (for Western Governors).
The two schools feed different job markets. University of San Francisco is strongest in Psychology, Social Sciences, while Western Governors University concentrates in Computer Science & IT, Education. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
San Francisco
Frequently Asked Questions
Which is more affordable, University of San Francisco or Western Governors University?
Western Governors University is more affordable, with an average net price of $12,548 after aid versus $41,431 at University of San Francisco.
Do University of San Francisco or Western Governors University graduates earn more?
University of San Francisco graduates earn more: median earnings of $89,812 ten years after enrollment, versus $60,615 at Western Governors University.
Which has a better graduation rate, University of San Francisco or Western Governors University?
University of San Francisco has the higher graduation rate, 71% versus 48%.
Should you choose University of San Francisco or Western Governors University?
It depends on what you weigh most. Choose Western Governors University if affordability and lower debt come first; choose University of San Francisco if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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