Rankings / HBCU
Best HBCUs for Finance
- 50
- Schools
- $41,524
- Avg. Earnings
- 38%
- Avg. Graduation
- $16,871
- Avg. Net Price
- $26,720
- Avg. Debt
CollegeRanker Research
What Surprised Us Most
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Median graduate earnings across these 50 schools run from $29,288 to $63,066, a 2.2× gap. The category label alone says little about payoff.
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Elizabeth City State University delivers the most for the money: roughly $40,026 in median earnings against $6,364 a year in net price, the strongest earnings-to-cost ratio on the list.
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The most affordable option, Elizabeth City State University ($6,364 net price), still posts $40,026 in earnings, at or above the list average. Paying more does not guarantee a better outcome.
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Spelman College graduates 77% of its students, versus a 38% average across the list. Completion, more than selectivity, signals whether a degree actually gets finished.
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Howard University carries the healthiest debt load, with graduates owing just 0.39× their annual earnings.
Surprising Comparisons
- #1 Spelman College ($59,993 earnings) outranks the list's highest earner, Howard University ($63,066), because it does more on mobility and cost.
- Elizabeth City State University costs $6,364 a year and Howard University costs $50,539. Yet their graduates earn $40,026 and $63,066, nowhere near the $44,175 price gap.
- On value, Elizabeth City State University beats Howard University: comparable career payoff at a fraction of the net price.
The Takeaway
The through line among the top-ranked schools is plain. They pair solid graduate earnings with affordable costs and meaningful social mobility. Prestige and selectivity matter far less than whether students end up better off.
What This Means for Students
Your shortlist should start with Elizabeth City State University and Spelman College. For each school, look up the net price your family would actually pay, weigh it against typical graduate earnings, and build the decision around the return instead of the name recognition.
Why this ranking matters
Business is one of the higher-return fields in the economy, but the payoff depends heavily on where you study it. Graduates of these programs earn a median of about $40K within a decade, and financial analyst roles are projected to grow 9%. We rank programs by the outcomes they produce for graduates, not by reputation.
How we measure this — full methodology →How we rank · 4 pillars
Federal-source data only. Build your own weighting →
Data Behind This Page Updated 2026-07-13
Source datasets
Methodology
Schools are scored on the CollegeRanker 4-Pillar Algorithm: Economic Outcomes (30%), Social Mobility (25–35%), Academic Quality (15–20%), and Value (20–25%). Every weight is published and every figure traces to a public dataset.
See the full methodology and weights →Confidence notes
- Earnings, completion, and debt figures come from federal administrative records — tax data and student-aid filings — not surveys or self-reports, the highest-confidence tier of education data available.
- Social-mobility estimates are drawn from de-identified tax records covering more than 30 million students (Opportunity Insights).
- Where an institution is missing a metric, it is excluded from that metric rather than imputed, so averages are never inflated by guesses.
Limitations
- Federal earnings data primarily cover students who received federal financial aid; outcomes for non-aided students may differ.
- Earnings are measured roughly ten years after enrollment, so they describe how earlier cohorts fared — historical outcomes, not guarantees of future results.
- An institution's field-of-study mix affects raw earnings; scores reflect measured outcomes and are not fully major-adjusted unless explicitly noted.
- Net price is an average; the actual cost a given student pays varies widely by family income.
At a Glance
How the Top Schools Compare
| School | Earnings | Net Price | Graduation | Score |
|---|---|---|---|---|
| 1 Spelman College #1 overall | $59,993 ▲ +44% vs avg | $38,967 | 77% | 78 |
| 2 Fayetteville State University #2 overall | $40,144 ▼ -3% vs avg | $7,892 | 37% | 75 |
| 3 Virginia State University #3 overall | $45,543 ▲ +10% vs avg | $15,840 | 40% | 75 |
| $52,889 ▲ +27% vs avg | $39,013 | 56% | 74 | |
| $33,267 ▼ -20% vs avg | $13,096 | 24% | 74 |
Score uses our 4-pillar methodology. Earnings % is vs. this list's average.
See full ranking →Executive Summary
Best HBCUs for Finance
This analysis ranks 50 institutions on graduate earnings, social mobility, completion, and cost. Across the list, alumni earn a median of $41,524 ten years after enrolling, against an average graduation rate of 38% and an average net price of $16,871.
Key takeaways
- Strongest Earnings-to-Cost Ratio: Elizabeth City State University — Net Price: $6,364 | Graduation Rate: 46%
- Strongest Completion Outcomes: Spelman College — 77% completion rate
- Highest Earnings Generator: Howard University — Median alumni earnings: $63,066
Research Note
The most expensive quartile of colleges costs 373% more than the most affordable — but their graduates earn just 34% more.
Finance & Accounting Careers Analysis
What does this ranking tell us about the future of finance, accounting, and compliance careers?
$40,085
Median earnings (10yr)
36%
Median graduation rate
$14,894
Median net price
2.9%
Avg. mobility rate
Accounting and finance programs feed a labor market in transition. A widening CPA shortage pulls firms toward these pipelines even as automation absorbs the routine bookkeeping and reconciliation work that once defined entry-level roles. The durable demand is for judgment: analysis, controls, audit, and compliance work that software cannot fully own.
The median graduation rate across these 50 schools is 36%. Median graduate earnings reach $40,085 ten years after enrollment. Average net price, the cost after grants, is $14,894 a year, and median federal debt at graduation is about $27,000. Some 60% of students receive Pell grants, and mobility, the share of low-income students who reach the top quintile, averages 2.9%.
What we’re seeing: automation keeps raising the bar for entry, and programs feeding the CPA and analyst pipelines hold their value best. Graduates earn a median of $40,085 ten years after enrollment, against roughly $27,000 in median debt. That return depends on finishing the credential as much as on the degree itself.
The podium
Build your ranking
Drag a pillar — schools re-rank live.
Tip: Check the box on any 2–4 schools below to compare them side by side.
Full rankings
Why it ranks #1
Spelman College lands at #1 with a 78/100 composite, led by social mobility (81/100) and pulled down by value per dollar (31/100). Graduates earn a median $59,993 a decade after enrolling, 44% above this list's average, and net price runs $38,967 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what puts it near the top.
Pillar breakdown
Why it ranks #2
Fayetteville State University lands at #2 with a 75/100 composite, led by social mobility (79/100) and pulled down by economic outcomes (56/100). Graduates earn a median $40,144 a decade after enrolling, 3% below this list's average, and net price runs $7,892 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what puts it near the top, even with below-average salaries.
Pillar breakdown
Why it ranks #3
Virginia State University lands at #3 with a 75/100 composite, led by social mobility (86/100) and pulled down by value per dollar (52/100). Graduates earn a median $45,543 a decade after enrolling, 10% above this list's average, and net price runs $15,840 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what puts it near the top.
Pillar breakdown
Why it ranks #4
Morehouse College lands at #4 with a 74/100 composite, led by social mobility (83/100) and pulled down by value per dollar (28/100). Graduates earn a median $52,889 a decade after enrolling, 27% above this list's average, and net price runs $39,013 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what puts it near the top.
Pillar breakdown
Why it ranks #5
Central State University lands at #5 with a 74/100 composite, led by social mobility (81/100) and pulled down by economic outcomes (46/100). Graduates earn a median $33,267 a decade after enrolling, 20% below this list's average, and net price runs $13,096 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what puts it near the top, even with below-average salaries.
Pillar breakdown
Why it ranks #6
Philander Smith University lands at #6 with a 74/100 composite, led by social mobility (84/100) and pulled down by economic outcomes (54/100). Graduates earn a median $38,427 a decade after enrolling, 7% below this list's average, and net price runs $14,224 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what puts it near the top, even with below-average salaries.
Pillar breakdown
Why it ranks #7
Hampton University lands at #7 with a 74/100 composite, led by social mobility (83/100) and pulled down by value per dollar (37/100). Graduates earn a median $59,159 a decade after enrolling, 42% above this list's average, and net price runs $25,319 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what puts it near the top.
Pillar breakdown
Why it ranks #8
Kentucky State University lands at #8 with a 74/100 composite, led by social mobility (84/100) and pulled down by academic quality (47/100). Graduates earn a median $36,382 a decade after enrolling, 12% below this list's average, and net price runs $8,040 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what puts it near the top, even with below-average salaries.
Pillar breakdown
Why it ranks #9
Elizabeth City State University lands at #9 with a 74/100 composite, led by social mobility (80/100) and pulled down by economic outcomes (56/100). Graduates earn a median $40,026 a decade after enrolling, 4% below this list's average, and net price runs $6,364 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what puts it near the top, even with below-average salaries.
Pillar breakdown
Why it ranks #10
West Virginia State University lands at #10 with a 73/100 composite, led by social mobility (79/100) and pulled down by academic quality (54/100). Graduates earn a median $40,492 a decade after enrolling, 2% below this list's average, and net price runs $11,139 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what puts it near the top, even with below-average salaries.
Pillar breakdown
Charlotte Amalie, VI · 99% accepted · $7,469 net
Why it ranks #11
University of the Virgin Islands lands at #11 with a 73/100 composite, led by value per dollar (78/100) and pulled down by social mobility (59/100). Graduates earn a median $38,681 a decade after enrolling, 7% below this list's average, and net price runs $7,469 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what carries it up the list, even with below-average salaries.
Pillar breakdown
Tallahassee, FL · 21% accepted · $13,739 net
Why it ranks #12
Florida Agricultural and Mechanical University lands at #12 with a 73/100 composite, led by social mobility (81/100) and pulled down by economic outcomes (59/100). Graduates earn a median $44,349 a decade after enrolling, 7% above this list's average, and net price runs $13,739 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Greensboro, NC · 50% accepted · $10,846 net
Why it ranks #13
North Carolina A & T State University lands at #13 with a 72/100 composite, led by social mobility (81/100) and pulled down by academic quality (54/100). Graduates earn a median $44,440 a decade after enrolling, 7% above this list's average, and net price runs $10,846 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Why it ranks #14
Clark Atlanta University lands at #14 with a 71/100 composite, led by social mobility (86/100) and pulled down by value per dollar (23/100). Graduates earn a median $42,712 a decade after enrolling, 3% above this list's average, and net price runs $37,702 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Why it ranks #15
Savannah State University lands at #15 with a 70/100 composite, led by social mobility (82/100) and pulled down by academic quality (48/100). Graduates earn a median $37,981 a decade after enrolling, 9% below this list's average, and net price runs $8,172 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #16
Lincoln University lands at #16 with a 70/100 composite, led by social mobility (86/100) and pulled down by value per dollar (50/100). Graduates earn a median $43,167 a decade after enrolling, 4% above this list's average, and net price runs $14,977 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Why it ranks #17
Bluefield State University lands at #17 with a 69/100 composite, led by social mobility (81/100) and pulled down by academic quality (51/100). Graduates earn a median $38,217 a decade after enrolling, 8% below this list's average, and net price runs $13,684 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #18
Shaw University lands at #18 with a 69/100 composite, led by social mobility (84/100) and pulled down by academic quality (43/100). Graduates earn a median $34,409 a decade after enrolling, 17% below this list's average, and net price runs $16,512 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #19
North Carolina Central University lands at #19 with a 69/100 composite, led by social mobility (82/100) and pulled down by value per dollar (53/100). Graduates earn a median $42,968 a decade after enrolling, 3% above this list's average, and net price runs $15,359 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Why it ranks #20
Tennessee State University lands at #20 with a 69/100 composite, led by social mobility (80/100) and pulled down by academic quality (43/100). Graduates earn a median $42,730 a decade after enrolling, 3% above this list's average, and net price runs $15,796 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Why it ranks #21
Texas Southern University lands at #21 with a 69/100 composite, led by social mobility (85/100) and pulled down by academic quality (44/100). Graduates earn a median $38,924 a decade after enrolling, 6% below this list's average, and net price runs $16,590 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #22
Winston-Salem State University lands at #22 with a 69/100 composite, led by social mobility (81/100) and pulled down by value per dollar (57/100). Graduates earn a median $45,344 a decade after enrolling, 9% above this list's average, and net price runs $13,479 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Why it ranks #23
Norfolk State University lands at #23 with a 69/100 composite, led by social mobility (83/100) and pulled down by academic quality (51/100). Graduates earn a median $44,666 a decade after enrolling, 8% above this list's average, and net price runs $15,282 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Why it ranks #24
Xavier University of Louisiana lands at #24 with a 69/100 composite, led by social mobility (84/100) and pulled down by value per dollar (55/100). Graduates earn a median $52,184 a decade after enrolling, 26% above this list's average, and net price runs $17,127 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Why it ranks #25
Cheyney University of Pennsylvania lands at #25 with a 69/100 composite, led by social mobility (85/100) and pulled down by academic quality (47/100). Graduates earn a median $37,837 a decade after enrolling, 9% below this list's average, and net price runs $14,265 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #26
Rust College lands at #26 with a 69/100 composite, led by social mobility (82/100) and pulled down by economic outcomes (47/100). Graduates earn a median $32,275 a decade after enrolling, 22% below this list's average, and net price runs $12,587 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #27
Howard University lands at #27 with a 69/100 composite, led by social mobility (83/100) and pulled down by value per dollar (22/100). Graduates earn a median $63,066 a decade after enrolling, 52% above this list's average, and net price runs $50,539 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Why it ranks #28
Tuskegee University lands at #28 with a 68/100 composite, led by social mobility (83/100) and pulled down by value per dollar (29/100). Graduates earn a median $49,641 a decade after enrolling, 20% above this list's average, and net price runs $35,013 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Why it ranks #29
Stillman College lands at #29 with a 68/100 composite, led by social mobility (84/100) and pulled down by academic quality (43/100). Graduates earn a median $35,421 a decade after enrolling, 15% below this list's average, and net price runs $15,258 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #30
South Carolina State University lands at #30 with a 68/100 composite, led by social mobility (82/100) and pulled down by value per dollar (46/100). Graduates earn a median $38,262 a decade after enrolling, 8% below this list's average, and net price runs $18,097 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #31
Virginia Union University lands at #31 with a 67/100 composite, led by social mobility (67/100) and pulled down by economic outcomes (51/100). Graduates earn a median $38,275 a decade after enrolling, 8% below this list's average, and net price runs $13,235 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #32
Florida Memorial University lands at #32 with a 67/100 composite, led by social mobility (84/100) and pulled down by value per dollar (39/100). Graduates earn a median $36,624 a decade after enrolling, 12% below this list's average, and net price runs $23,238 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Pine Bluff, AR · 41% accepted · $12,653 net
Why it ranks #33
University of Arkansas at Pine Bluff lands at #33 with a 67/100 composite, led by social mobility (82/100) and pulled down by economic outcomes (52/100). Graduates earn a median $35,550 a decade after enrolling, 14% below this list's average, and net price runs $12,653 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #34
Mississippi Valley State University lands at #34 with a 67/100 composite, led by social mobility (76/100) and pulled down by academic quality (45/100). Graduates earn a median $31,919 a decade after enrolling, 23% below this list's average, and net price runs $9,686 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #35
Fort Valley State University lands at #35 with a 67/100 composite, led by social mobility (82/100) and pulled down by economic outcomes (49/100). Graduates earn a median $36,666 a decade after enrolling, 12% below this list's average, and net price runs $10,338 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #36
Claflin University lands at #36 with a 67/100 composite, led by social mobility (84/100) and pulled down by value per dollar (47/100). Graduates earn a median $40,304 a decade after enrolling, 3% below this list's average, and net price runs $17,800 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #37
University of the District of Columbia lands at #37 with a 67/100 composite, led by social mobility (74/100) and pulled down by academic quality (49/100). Graduates earn a median $44,236 a decade after enrolling, 7% above this list's average, and net price runs $10,648 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Why it ranks #38
Dillard University lands at #38 with a 66/100 composite, led by social mobility (83/100) and pulled down by value per dollar (39/100). Graduates earn a median $39,196 a decade after enrolling, 6% below this list's average, and net price runs $22,094 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #39
Morgan State University lands at #39 with a 66/100 composite, led by social mobility (62/100) and pulled down by academic quality (56/100). Graduates earn a median $50,698 a decade after enrolling, 22% above this list's average, and net price runs $14,985 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Why it ranks #40
Paine College lands at #40 with a 66/100 composite, led by social mobility (84/100) and pulled down by academic quality (35/100). Graduates earn a median $33,338 a decade after enrolling, 20% below this list's average, and net price runs $16,670 a year. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #41
Prairie View A & M University lands at #41 with a 65/100 composite, led by social mobility (68/100) and pulled down by value per dollar (55/100). Graduates earn a median $45,411 a decade after enrolling, 9% above this list's average, and net price runs $13,570 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Why it ranks #42
Le Moyne-Owen College lands at #42 with a 65/100 composite, led by value per dollar (65/100) and pulled down by academic quality (35/100). Graduates earn a median $35,594 a decade after enrolling, 14% below this list's average, and net price runs $7,099 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that low cost is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #43
Jackson State University lands at #43 with a 64/100 composite, led by social mobility (82/100) and pulled down by value per dollar (35/100). Graduates earn a median $39,060 a decade after enrolling, 6% below this list's average, and net price runs $23,836 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #44
Bowie State University lands at #44 with a 64/100 composite, led by economic outcomes (64/100) and pulled down by academic quality (49/100). Graduates earn a median $54,537 a decade after enrolling, 31% above this list's average, and net price runs $19,298 a year, above the field. Strong earnings drive the rank, but with mobility weighted 35% and value 20%, salary alone can only take a school so far.
Pillar breakdown
Why it ranks #45
Paul Quinn College lands at #45 with a 64/100 composite, led by social mobility (64/100) and pulled down by academic quality (39/100). Graduates earn a median $29,288 a decade after enrolling, 29% below this list's average, and net price runs $12,709 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #46
Albany State University lands at #46 with a 64/100 composite, led by social mobility (80/100) and pulled down by academic quality (52/100). Graduates earn a median $40,674 a decade after enrolling, 2% below this list's average, and net price runs $11,898 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #47
Wiley University lands at #47 with a 63/100 composite, led by social mobility (68/100) and pulled down by academic quality (38/100). Graduates earn a median $33,159 a decade after enrolling, 20% below this list's average, and net price runs $7,092 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #48
Southern University at New Orleans lands at #48 with a 63/100 composite, led by social mobility (77/100) and pulled down by academic quality (45/100). Graduates earn a median $34,042 a decade after enrolling, 18% below this list's average, and net price runs $14,810 a year, well under the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Why it ranks #49
Huston-Tillotson University lands at #49 with a 63/100 composite, led by social mobility (65/100) and pulled down by value per dollar (43/100). Graduates earn a median $42,937 a decade after enrolling, 3% above this list's average, and net price runs $19,719 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list.
Pillar breakdown
Why it ranks #50
Grambling State University lands at #50 with a 63/100 composite, led by social mobility (79/100) and pulled down by value per dollar (39/100). Graduates earn a median $41,109 a decade after enrolling, 1% below this list's average, and net price runs $19,809 a year, above the field. Because the methodology weights social mobility (35%) and value (20%) above prestige, that mobility is what carries it up the list, even with below-average salaries.
Pillar breakdown
Cut it by what you care about
The same 50 schools, re-ranked by the outcome that matters to you.
Where the programs — and the jobs are
Top states on this list
Where these graduates work
Graduates of these programs most often become Financial Analysts and related roles — a field with $95,080 median pay and 9% projected growth.
See the Financial Analyst career guide →Historically Black Colleges and Universities (HBCUs) offer unique opportunities, particularly in fields like finance. As families weigh their options, understanding the outcomes of these institutions can guide them toward decisions that impact future earnings and career paths.
The schools on this list stand out because they focus not only on education but also on outcomes that matter: graduation rates, earnings potential, and manageable debt levels. Each of these factors plays a crucial role in shaping a student's financial future. Below, you'll find schools ranked by how well they prepare students for successful careers in business and marketing.
For instance, Hampton University leads with impressive average earnings of $59,159 and a graduation rate of 56%. In contrast, the University of the Virgin Islands shows average earnings of $38,681 with only a 28% graduation rate. These differences highlight the trade-offs in choosing a school: higher potential earnings often accompany higher graduation rates, which can greatly influence a graduate's financial outlook.
The story behind the ranking
A ranking gives you an order; these charts give you the shape. They show how this group of schools spreads across the four things that decide whether a degree pays off — what graduates earn, whether they finish, how far they move up, and what it costs. Look for the standouts, the outliers, and the trade-offs the list alone can't show.
Earnings Outcomes
What graduates earn 10 years after enrolling. Data from College Scorecard.
Distribution of Median Earnings
Earnings vs. Net Price
Top-left = best value. Top-ranked schools are highlighted.
Completion & Access
Graduation rates and who gets in. Data from College Scorecard & IPEDS.
Graduation Rates
Pell Grant Rate vs. Graduation Rate
Right = more low-income students. Higher = more graduate.
What the Mobility Data Says
Social mobility carries the heaviest weight in this ranking, and the measure comes from Raj Chetty's Mobility Report Card, built from more than 30 million anonymized tax records. Across the 41 schools here with that data, the average mobility rate is 2.9%. That figure is the share of students who start in the bottom income quintile and climb to the top. Xavier University of Louisiana leads the group at 5.3%, with Tuskegee University (5.2%) and Dillard University (5%) close behind.
Access varies widely. On average, 23.4% of students at these schools come from families in the bottom income quintile. Mississippi Valley State University enrolls the most, at 45.5%, a sign it is reaching the students mobility is meant to lift. A high mobility rate paired with strong access is the combination that changes a generation's trajectory.
For the low-income students who do enroll, the success rate (the odds of reaching the top quintile) averages 14.8% across the list, peaking at 37.1% at Howard University.
These campuses can also be measured on social capital: the cross-class friendships Opportunity Insights links to long-run economic outcomes. Economic connectedness here averages 1.12, where about 1.0 is the national norm, and Hampton University is highest at 1.62.
Mobility, access, and social-capital figures from Raj Chetty's Mobility Report Card & the Opportunity Insights Social Capital Atlas.
Cost & Debt
What families actually pay and what students owe. Data from College Scorecard.
Median Debt at Graduation
Where These Schools Are Located
Looking at the data, Hampton University clearly outperforms the University of the Virgin Islands in key metrics. While Hampton's graduates earn an average of $59,159, the Virgin Islands graduates earn just $38,681. This stark difference in earnings reflects not only the quality of education but also the support systems in place that help students complete their degrees.
As you sift through these 50 schools, consider what matters most for your situation. Are you looking for lower costs? Elizabeth City State University has the lowest net price at $6,364 but also has a lower average earning potential compared to Hampton University. Think about your priorities — whether it's financial considerations, campus culture, or available programs — to find the best fit.
This data underscores the importance of making informed choices about college. A degree from a financially supportive environment can pave the way toward a stable life. One family's decision to invest in education should align with their long-term financial vision, ensuring that their choice today fuels a brighter tomorrow.
Data Sources
U.S. Dept of Education College Scorecard
Opportunity Insights Mobility Report Card
Social Capital Atlas
Times Higher Education World Rankings
NCES IPEDS
Frequently Asked Questions
Best HBCUs for Finance: Your Questions, Answered
What is the #1 school in the Best HBCUs for Finance ranking? +
Spelman College in Atlanta, GA ranks #1 in our 2026 Best HBCUs for Finance ranking. It earns the top spot on the strength of a median $59,993 in graduate earnings ten years after enrollment and a 77% graduation rate. Our score is built entirely from federal data on graduation rates, graduate earnings, debt, and social mobility. Reputation surveys play no part.
Which school has the highest graduate earnings? +
Howard University posts the highest median earnings on this list: $63,066 ten years after enrollment, well above the $41,524 average across the 50 ranked schools with earnings data. Earnings that outpace cost are what separate a degree that pays off from one that does not.
Which school offers the best value? +
On a pure return-on-cost basis, Elizabeth City State University leads: graduates earn a median $40,026 against net price of about $6,364 a year, the strongest earnings-to-cost ratio in the ranking. Applicants should weigh that payback against sticker price rather than prestige.
Which school has the highest graduation rate? +
Spelman College has the highest graduation rate in this ranking at 77%, compared with a 38% average across the list. Completion matters because the students who finish are the ones who actually capture the earnings and mobility gains a degree promises.
How much does it cost to attend these schools? +
The average net price, meaning what students actually pay after grants and scholarships, is about $16,871 a year across the 50 ranked schools with cost data. Elizabeth City State University is among the most affordable at roughly $6,364. Net price is a far better guide to affordability than the published sticker price.
How is the Best HBCUs for Finance ranking calculated? +
We score every school on a four-pillar algorithm: economic outcomes (graduate earnings and debt), social mobility (Raj Chetty's Mobility Report Card, built on more than 30 million anonymized tax records), academic quality (graduation and retention), and value (net price and loan burden). Social mobility carries the heaviest weight, so schools that lift low-income students into higher earnings rank above those that simply admit wealthy students. Every input comes from federal data, and schools that withhold their numbers are scored lower for it.
How many schools are ranked and where does the data come from? +
This ranking evaluates 50 institutions using the U.S. Department of Education's College Scorecard, the Opportunity Insights Mobility Report Card and Social Capital Atlas, Times Higher Education, and NCES IPEDS. There are no opinion surveys or paid placements. The order is determined by the data alone and refreshed as new federal figures are released.
Sources & Citations
Related Rankings
