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Head-to-Head Comparison

Georgia Institute of Technology-Main Campus vs University of Massachusetts-Amherst

Georgia Technology-Main Wins
29
Tied
16
Massachusetts-Amherst Wins
7

Direct Answer

For overall financial value, Georgia Institute of Technology-Main Campus offers a significantly safer investment tier. With an annual cost of $12,116 vs University of Massachusetts-Amherst's $22,383, Georgia Institute of Technology-Main Campus delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Georgia Institute of Technology-Main Campus's lower price point delivers a highly efficient debt-to-earnings path.

52 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Georgia Technology-Main

  • Higher earnings: Median earnings of $102,772 ten years after enrollment, 43% more than University of Massachusetts-Amherst
  • Lower cost: Average net price of $12,116, roughly $10,267 a year less
  • Higher grad rate: 93% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $21,672, the lower of the two
  • More selective: Admits 14% of applicants, which makes for a more competitive peer group

Massachusetts-Amherst

No clear advantage detected in core metrics.

The Actual Decision

What are you really choosing between?

Georgia Technology-Main graduates concentrate in Engineering (42% of degrees); Massachusetts-Amherst in Business & Marketing (17%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Engineering Georgia Technology-Main
Computer science & AI Georgia Technology-Main
Business & entrepreneurship Massachusetts-Amherst
Pre-med & health Massachusetts-Amherst
Psychology Massachusetts-Amherst
Economics & public policy Massachusetts-Amherst
Lab & physical sciences Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Georgia Institute of Technology

Pick Georgia Institute of Technology over University of Massachusetts-Amherst. Median earnings of $102,772 ten years after enrollment vs $71,631.

Keeping costs down → Georgia Institute of Technology

Pick Georgia Institute of Technology over University of Massachusetts-Amherst. Net price $12,116 vs $22,383.

Graduation certainty → Georgia Institute of Technology

Pick Georgia Institute of Technology over University of Massachusetts-Amherst. 93% completion rate vs 83%.

Key Metrics at a Glance

Graduation Rate

93%
Georgia Technology-Main
vs
83%
Massachusetts-Amherst

Earnings (10yr)

$102,772
Georgia Technology-Main
vs
$71,631
Massachusetts-Amherst

Avg Net Price

$12,116
Georgia Technology-Main
vs
$22,383
Massachusetts-Amherst

Median Debt

$21,672
Georgia Technology-Main
vs
$22,763
Massachusetts-Amherst

The Analysis

Verdict

Georgia Institute of Technology and University of Massachusetts-Amherst are close on paper, but Georgia Institute of Technology wins the head-to-head, leading on 5 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Georgia Institute of Technology is the harder admit. It takes 14% of applicants, while University of Massachusetts-Amherst takes 60%. Its entering class also posts the higher average SAT, 1,480 to 1,423.

So what: If test scores and a high-scoring peer group matter to you, Georgia Institute of Technology sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, Georgia Institute of Technology comes out ahead. Its average net price after aid is $12,116, about $10,267 a year below University of Massachusetts-Amherst's $22,383. Graduates of Georgia Institute of Technology also borrow less: median debt of $21,672, against $22,763.

So what: Over four years, the gap adds up to about $41,068 before any change in aid. Choosing Georgia Institute of Technology leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Georgia Institute of Technology graduates report median earnings of $102,772, compared with $71,631 at University of Massachusetts-Amherst. That is a 43% advantage. Set against borrowing, Georgia Institute of Technology has the lower debt-to-earnings ratio, 0.21x to 0.32x.

So what: An earnings gap of 43% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Georgia Institute of Technology graduates a larger share of its students, 93% versus 83%. More of its students stay on track to a degree.

So what: A completion gap of 10% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick Georgia Institute of Technology to keep costs and debt down.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

Their academic identities diverge. Georgia Institute of Technology concentrates enrollment in Engineering, Computer Science & IT, while University of Massachusetts-Amherst leans toward Biology & Biomedical, Social Sciences. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Georgia Technology-Main Not for everyone
  • Business and consulting-track students: Georgia Institute of Technology has less business program depth, and University of Massachusetts-Amherst offers the stronger options.
Massachusetts-Amherst Not for everyone
  • Cost-conscious students: net price of $22,383 runs well above Georgia Institute of Technology's $12,116.
  • STEM and CS-focused students: tech programs are a smaller part of University of Massachusetts-Amherst's enrollment, and Georgia Institute of Technology is stronger here.

Full Data Breakdown

Inside the admissions office

Georgia Technology-Main holds onto its admits more tightly: 46% of admitted students enroll, versus 17% at Massachusetts-Amherst — a sign of how often it wins head-to-head choices. Test scores matter less at Massachusetts-Amherst, where only about 28% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Public
Type
Public
Urban
Setting
Urban
Southeast
Region
New England
18,785
Enrollment
23,671
No
HBCU
No
Admissions
4 metrics
14%
Acceptance Rate
60%
1480
SAT Average
1423
32
ACT Midpoint
31
1370-1540
SAT Range
1310-1500
Admissions Strategy (Common Data Set)
4 metrics
46%
Yield Rate
17%
78%
SAT Submitted
25%
33%
ACT Submitted
3%
Not offered
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$12,058
In-State Tuition
$17,772
$34,484
Out-of-State Tuition
$40,449
$12,116
Average Net Price
$22,383
$7,666
Net Price ($0-30K income)
$10,164
$7,209
Net Price ($30-48K)
$10,456
$10,818
Net Price ($48-75K)
$12,932
$17,396
Net Price ($110K+)
$30,793
14%
Pell Grant Rate
20%
17%
Federal Loan Rate
47%
Academics
5 metrics
93%
Graduation Rate
83%
98%
Retention Rate
92%
90%
Full-Time Faculty
81%
$15,393
Faculty Salary (monthly)
$14,663
15%
First-Gen Students
22%
Student Body
6 metrics
38%
Female
52%
35%
White
57%
9%
Hispanic
9%
8%
Black
5%
35%
Asian
14%
0.74
Diversity Index
0.64
Outcomes
6 metrics
$89,432
Earnings (6yr)
$60,347
$94,647
Earnings (8yr)
$66,904
$102,772
Earnings (10yr)
$71,631
$21,672
Median Debt
$22,763
0.21x
Debt-to-Earnings
0.32x
87%
Earning Above HS Grad
75%
Social Mobility (Chetty)
4 metrics
1.86%
Mobility Rate
57.5%
Success Rate (bottom 20%)
3.2%
From Bottom 20%
$171,190
Parent Median Income (today's $)
Social Capital
3 metrics
1.70
Economic Connectedness
1.80
-0.00
Friending Bias
0.01
6.8%
Volunteering Rate
9.0%
Research (Times HE)
4 metrics
#27
World Rank
67.9
Teaching Score
72.6
Research Score
83.2
Citations Score
Online Education (IPEDS)
2 metrics
49.5%
% Exclusively Online
18.1%
67.5%
% Any Online
45.7%

The Overviews

Georgia Institute of Technology-Main Campus

Atlanta, GA · Public

14% accept 93% grad $102,772 earnings $12,116 net

Georgia Institute of Technology has an impressive graduation rate of 93%, showcasing its commitment to student success. This high rate indicates that most students not only enroll but also complete their degrees, a critical factor for anyone considering their future at this institution.

Graduates from Georgia Tech see significant financial returns, earning a median salary of $102,772 a decade after finishing their degrees. This strong earning potential underscores the effectiveness of the education provided, particularly in high-demand fields like engineering and computer science. The school plays an important role in enhancing economic mobility, although specific rates for low-income students are not available.

With a net price of $12,116 and a median debt of $21,672, Georgia Tech presents a financially manageable option for many students. Those who thrive here are typically driven, with a focus on STEM fields, and come from diverse backgrounds. The competitive acceptance rate of 14% reflects the school's selectivity, attracting students who are ready to engage in rigorous academic challenges.

University of Massachusetts-Amherst

Amherst, MA · Public

60% accept 83% grad $71,631 earnings $22,383 net

With an enrollment of 23,671 students, the University of Massachusetts-Amherst is a great fit for those looking for a diverse and vibrant campus life. It stands out for its strong programs in Business & Marketing, Social Sciences, Biology & Biomedical, Psychology, and Engineering. Students here are often engaged in a wide range of studies, reflecting both academic rigor and practical application. The acceptance rate of 60% means that while it’s accessible, there’s still a competitive edge that can stimulate personal growth.

Graduates from UMass-Amherst can expect solid outcomes, with a median earning of $71,631 ten years after graduation. This figure speaks volumes about the potential return on investment. It’s encouraging to know that students can find rewarding careers, especially considering the affordability of education here. The net price after aid is $22,383, which positions the school as a reasonable choice for many families.

When it comes to finances, the median debt stands at $22,763, which is manageable given the earning potential. UMass-Amherst tends to attract students who are motivated and ready to embrace the opportunities that come with a public university experience. With 20% of students receiving Pell Grants, there’s a commitment to supporting diverse socioeconomic backgrounds. Overall, this school nurtures those who are eager to thrive both academically and professionally after graduation.

Rankings They Appear On

Georgia Institute of Technology-Main Campus is featured on the Best Public Universities ranking.

Explore all rankings →

Top Degree Programs

Georgia Technology-Main's top program is Mechanical Engineering (42% of enrollment), while Massachusetts-Amherst leads with Business Administration (17%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Georgia Technology-Main) and Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts-Amherst).

The two schools feed different job markets. Georgia Institute of Technology is strongest in Engineering, while University of Massachusetts-Amherst concentrates in Social Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Georgia Institute of Technology or University of Massachusetts-Amherst?

Georgia Institute of Technology is harder to get into, admitting 14% of applicants compared with 60% at University of Massachusetts-Amherst.

Which is more affordable, Georgia Institute of Technology or University of Massachusetts-Amherst?

Georgia Institute of Technology is more affordable, with an average net price of $12,116 after aid versus $22,383 at University of Massachusetts-Amherst.

Do Georgia Institute of Technology or University of Massachusetts-Amherst graduates earn more?

Georgia Institute of Technology graduates earn more: median earnings of $102,772 ten years after enrollment, versus $71,631 at University of Massachusetts-Amherst.

Which has a better graduation rate, Georgia Institute of Technology or University of Massachusetts-Amherst?

Georgia Institute of Technology has the higher graduation rate, 93% versus 83%.

Should you choose Georgia Institute of Technology or University of Massachusetts-Amherst?

It depends on what you weigh most. Choose Georgia Institute of Technology if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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