Head-to-Head Comparison
Cornell University vs University of Massachusetts-Amherst
- Cornell Wins
- 26
- Tied
- 17
- Massachusetts-Amherst Wins
- 10
Direct Answer
For overall financial value, University of Massachusetts-Amherst offers a significantly safer investment tier. While Cornell University achieves a higher graduation rate (95% vs 83%), its annual cost of attendance sits at $28,690 compared to University of Massachusetts-Amherst's $22,383 for in-state paths. Students who choose University of Massachusetts-Amherst benefit from a cost structure that keeps debt manageable while maintaining competitive graduate earnings of $71,631 at ten years.
53 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Cornell
- Higher earnings: Median earnings of $104,043 ten years after enrollment, 45% more than University of Massachusetts-Amherst
- Higher grad rate: 95% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $14,000, the lower of the two
- More selective: Admits 9% of applicants, which makes for a more competitive peer group
Massachusetts-Amherst
- Lower cost: Average net price of $22,383, roughly $6,307 a year less
The Actual Decision
What are you really choosing between?
Cornell graduates concentrate in Computer Science & IT (19% of degrees); Massachusetts-Amherst in Business & Marketing (17%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick Cornell University over University of Massachusetts-Amherst. Median earnings of $104,043 ten years after enrollment vs $71,631.
Pick University of Massachusetts-Amherst over Cornell University. Net price $22,383 vs $28,690.
Pick Cornell University over University of Massachusetts-Amherst. 95% completion rate vs 83%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Cornell University and University of Massachusetts-Amherst are close on paper, but Cornell University wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
Cornell University is the harder admit. It takes 9% of applicants, while University of Massachusetts-Amherst takes 60%. Its entering class also posts the higher average SAT, 1,535 to 1,423.
So what: If test scores and a high-scoring peer group matter to you, Cornell University sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, University of Massachusetts-Amherst comes out ahead. Its average net price after aid is $22,383, about $6,307 a year below Cornell University's $28,690. Graduates of Cornell University also borrow less: median debt of $14,000, against $22,763.
So what: Over four years, the gap adds up to about $25,228 before any change in aid. Choosing University of Massachusetts-Amherst leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, Cornell University graduates report median earnings of $104,043, compared with $71,631 at University of Massachusetts-Amherst. That is a 45% advantage. Set against borrowing, Cornell University has the lower debt-to-earnings ratio, 0.13x to 0.32x.
So what: An earnings gap of 45% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
Cornell University graduates a larger share of its students, 95% versus 83%. More of its students stay on track to a degree.
So what: A completion gap of 12% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Recommendation
Bottom line: pick University of Massachusetts-Amherst to keep costs and debt down; pick Cornell University for the higher earnings ceiling.
Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.
Counterintuitive Insights
The cheaper school is not the lower-earning one here. University of Massachusetts-Amherst saves about $6,307 a year, yet Cornell University graduates earn $32,412 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.
Their academic identities diverge. Cornell University concentrates enrollment in Computer Science & IT, Engineering, while University of Massachusetts-Amherst leans toward Biology & Biomedical, Social Sciences. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Cost-conscious students: net price of $28,690 runs well above University of Massachusetts-Amherst's $22,383.
- Business and consulting-track students: Cornell University has less business program depth, and University of Massachusetts-Amherst offers the stronger options.
- Students minimizing debt: median debt is $22,763, against $14,000 at Cornell University.
- STEM and CS-focused students: tech programs are a smaller part of University of Massachusetts-Amherst's enrollment, and Cornell University is stronger here.
- Students who want a smaller campus: University of Massachusetts-Amherst's enrollment of 23,671 far exceeds Cornell University's 15,995.
Full Data Breakdown
Inside the admissions office
Cornell holds onto its admits more tightly: 69% of admitted students enroll, versus 17% at Massachusetts-Amherst — a sign of how often it wins head-to-head choices. Test scores matter less at Massachusetts-Amherst, where only about 28% of enrolled freshmen submitted any SAT or ACT.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 5 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Research (Times HE) 4 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Cornell University
Ithaca, NY · Private nonprofit
Cornell University in Ithaca, NY, is a fitting choice for students who are academically driven and eager for a deeply engaging campus experience. With an acceptance rate of just 9%, this school attracts some of the brightest minds, and it has a graduation rate of 95%. Students here dive into popular programs like Computer Science, Business, and Engineering, all of which are designed to prepare them for competitive fields.
After graduation, individuals from Cornell see impressive financial returns, with a median earning of about $104,043 after ten years. This level of income reflects the value of the education received and the strong career paths available to graduates. Although the cost of attendance can be significant, the financial aid landscape is supportive, especially for those who qualify for Pell Grants, which help about 18% of students.
The net price after aid stands at approximately $28,690, which is manageable considering the median debt of $14,000 that graduates carry. This financial framework means that most students can graduate with a reasonable amount of debt, allowing them to focus on their careers and aspirations rather than being weighed down by financial burdens. Those who thrive at Cornell are typically motivated, engaged, and ready to take advantage of the many resources and connections available to them.
University of Massachusetts-Amherst
Amherst, MA · Public
With an enrollment of 23,671 students, the University of Massachusetts-Amherst is a great fit for those looking for a diverse and vibrant campus life. It stands out for its strong programs in Business & Marketing, Social Sciences, Biology & Biomedical, Psychology, and Engineering. Students here are often engaged in a wide range of studies, reflecting both academic rigor and practical application. The acceptance rate of 60% means that while it’s accessible, there’s still a competitive edge that can stimulate personal growth.
Graduates from UMass-Amherst can expect solid outcomes, with a median earning of $71,631 ten years after graduation. This figure speaks volumes about the potential return on investment. It’s encouraging to know that students can find rewarding careers, especially considering the affordability of education here. The net price after aid is $22,383, which positions the school as a reasonable choice for many families.
When it comes to finances, the median debt stands at $22,763, which is manageable given the earning potential. UMass-Amherst tends to attract students who are motivated and ready to embrace the opportunities that come with a public university experience. With 20% of students receiving Pell Grants, there’s a commitment to supporting diverse socioeconomic backgrounds. Overall, this school nurtures those who are eager to thrive both academically and professionally after graduation.
Rankings They Appear On
Cornell University is featured on the Best Colleges in New York ranking.
Top Degree Programs
Cornell's top program is Computer Science (19% of enrollment), while Massachusetts-Amherst leads with Business Administration (17%).
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Cornell) and Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts-Amherst).
The two schools feed different job markets. Cornell University is strongest in Engineering, while University of Massachusetts-Amherst concentrates in Social Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into Cornell University or University of Massachusetts-Amherst?
Cornell University is harder to get into, admitting 9% of applicants compared with 60% at University of Massachusetts-Amherst.
Which is more affordable, Cornell University or University of Massachusetts-Amherst?
University of Massachusetts-Amherst is more affordable, with an average net price of $22,383 after aid versus $28,690 at Cornell University.
Do Cornell University or University of Massachusetts-Amherst graduates earn more?
Cornell University graduates earn more: median earnings of $104,043 ten years after enrollment, versus $71,631 at University of Massachusetts-Amherst.
Which has a better graduation rate, Cornell University or University of Massachusetts-Amherst?
Cornell University has the higher graduation rate, 95% versus 83%.
Should you choose Cornell University or University of Massachusetts-Amherst?
It depends on what you weigh most. Choose University of Massachusetts-Amherst if affordability and lower debt come first; choose Cornell University if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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