Head-to-Head Comparison
Massachusetts Institute of Technology vs University of Massachusetts-Amherst
- Massachusetts Technology Wins
- 25
- Tied
- 18
- Massachusetts-Amherst Wins
- 9
Direct Answer
For overall financial value, Massachusetts Institute of Technology offers a significantly safer investment tier. With an annual cost of $20,111 vs University of Massachusetts-Amherst's $22,383, Massachusetts Institute of Technology delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Massachusetts Institute of Technology's lower price point delivers a highly efficient debt-to-earnings path.
52 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Massachusetts Technology
- Higher earnings: Median earnings of $143,372 ten years after enrollment, 100% more than University of Massachusetts-Amherst
- Lower cost: Average net price of $20,111, roughly $2,272 a year less
- Higher grad rate: 96% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $14,768, the lower of the two
- More selective: Admits 5% of applicants, which makes for a more competitive peer group
Massachusetts-Amherst
No clear advantage detected in core metrics.
The Actual Decision
What are you really choosing between?
Massachusetts Technology graduates concentrate in Computer Science & IT (35% of degrees); Massachusetts-Amherst in Business & Marketing (17%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick Massachusetts Institute of Technology over University of Massachusetts-Amherst. Median earnings of $143,372 ten years after enrollment vs $71,631.
Pick Massachusetts Institute of Technology over University of Massachusetts-Amherst. Net price $20,111 vs $22,383.
Pick Massachusetts Institute of Technology over University of Massachusetts-Amherst. 96% completion rate vs 83%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Massachusetts Institute of Technology and University of Massachusetts-Amherst are close on paper, but Massachusetts Institute of Technology wins the head-to-head, leading on 5 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
Massachusetts Institute of Technology is the harder admit. It takes 5% of applicants, while University of Massachusetts-Amherst takes 60%. Its entering class also posts the higher average SAT, 1,560 to 1,423.
So what: If test scores and a high-scoring peer group matter to you, Massachusetts Institute of Technology sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, Massachusetts Institute of Technology comes out ahead. Its average net price after aid is $20,111, about $2,272 a year below University of Massachusetts-Amherst's $22,383. Graduates of Massachusetts Institute of Technology also borrow less: median debt of $14,768, against $22,763.
So what: Over four years, the gap adds up to about $9,088 before any change in aid. Choosing Massachusetts Institute of Technology leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, Massachusetts Institute of Technology graduates report median earnings of $143,372, compared with $71,631 at University of Massachusetts-Amherst. That is a 100% advantage. Set against borrowing, Massachusetts Institute of Technology has the lower debt-to-earnings ratio, 0.1x to 0.32x.
So what: An earnings gap of 100% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
Massachusetts Institute of Technology graduates a larger share of its students, 96% versus 83%. More of its students stay on track to a degree.
So what: A completion gap of 13% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Recommendation
Bottom line: pick Massachusetts Institute of Technology to keep costs and debt down.
Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.
Counterintuitive Insights
Their academic identities diverge. Massachusetts Institute of Technology concentrates enrollment in Computer Science & IT, Engineering, Mathematics & Statistics, while University of Massachusetts-Amherst leans toward Business & Marketing, Biology & Biomedical, Social Sciences. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Business and consulting-track students: Massachusetts Institute of Technology has less business program depth, and University of Massachusetts-Amherst offers the stronger options.
- Students minimizing debt: median debt is $22,763, against $14,768 at Massachusetts Institute of Technology.
- STEM and CS-focused students: tech programs are a smaller part of University of Massachusetts-Amherst's enrollment, and Massachusetts Institute of Technology is stronger here.
- Students who want a smaller campus: University of Massachusetts-Amherst's enrollment of 23,671 far exceeds Massachusetts Institute of Technology's 4,535.
Full Data Breakdown
Inside the admissions office
Test scores matter less at Massachusetts-Amherst, where only about 28% of enrolled freshmen submitted any SAT or ACT.
Source: each school's published Common Data Set, via collegedata.fyi.
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 4 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Research (Times HE) 4 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Massachusetts Institute of Technology
Cambridge, MA · Private nonprofit
With an acceptance rate of just 5%, the Massachusetts Institute of Technology attracts a highly motivated and academically driven student body. This is a place for those who excel in challenging fields, particularly in engineering, computer science, mathematics, physical sciences, and biology. Students here are often hands-on learners, engaging in rigorous projects and research that push the boundaries of what’s possible.
Once students graduate, they typically see significant financial returns on their investment. With an average salary of $143,372 after ten years, graduates are well-positioned in the job market. This level of earning power speaks volumes about the value of the education they receive here. The affordability of attending is also noteworthy; with a net price of $20,111 after aid, many students leave with a manageable median debt of $14,768, making the financial landscape more navigable.
The practical aspects of attending MIT align well with the ambitions of its students. Those who thrive here are often those who embrace intense academic rigor and collaborative environments. With a graduation rate of 96%, it’s clear that the supportive community helps students succeed. The combination of a strong educational foundation and a network of driven peers prepares graduates for a range of career paths and success in their chosen fields.
University of Massachusetts-Amherst
Amherst, MA · Public
With an enrollment of 23,671 students, the University of Massachusetts-Amherst is a great fit for those looking for a diverse and vibrant campus life. It stands out for its strong programs in Business & Marketing, Social Sciences, Biology & Biomedical, Psychology, and Engineering. Students here are often engaged in a wide range of studies, reflecting both academic rigor and practical application. The acceptance rate of 60% means that while it’s accessible, there’s still a competitive edge that can stimulate personal growth.
Graduates from UMass-Amherst can expect solid outcomes, with a median earning of $71,631 ten years after graduation. This figure speaks volumes about the potential return on investment. It’s encouraging to know that students can find rewarding careers, especially considering the affordability of education here. The net price after aid is $22,383, which positions the school as a reasonable choice for many families.
When it comes to finances, the median debt stands at $22,763, which is manageable given the earning potential. UMass-Amherst tends to attract students who are motivated and ready to embrace the opportunities that come with a public university experience. With 20% of students receiving Pell Grants, there’s a commitment to supporting diverse socioeconomic backgrounds. Overall, this school nurtures those who are eager to thrive both academically and professionally after graduation.
Rankings They Appear On
Massachusetts Institute of Technology is featured on the Colleges With the Highest-Earning Graduates ranking.
Top Degree Programs
Massachusetts Technology's top program is Computer Science (35% of enrollment), while Massachusetts-Amherst leads with Business Administration (17%).
Massachusetts Technology
Massachusetts-Amherst
Career Pathways
Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts Technology) and Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts-Amherst).
The two schools feed different job markets. Massachusetts Institute of Technology is strongest in Engineering, Mathematics & Statistics, Physical Sciences, while University of Massachusetts-Amherst concentrates in Business & Marketing, Biology & Biomedical, Social Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into Massachusetts Institute of Technology or University of Massachusetts-Amherst?
Massachusetts Institute of Technology is harder to get into, admitting 5% of applicants compared with 60% at University of Massachusetts-Amherst.
Which is more affordable, Massachusetts Institute of Technology or University of Massachusetts-Amherst?
Massachusetts Institute of Technology is more affordable, with an average net price of $20,111 after aid versus $22,383 at University of Massachusetts-Amherst.
Do Massachusetts Institute of Technology or University of Massachusetts-Amherst graduates earn more?
Massachusetts Institute of Technology graduates earn more: median earnings of $143,372 ten years after enrollment, versus $71,631 at University of Massachusetts-Amherst.
Which has a better graduation rate, Massachusetts Institute of Technology or University of Massachusetts-Amherst?
Massachusetts Institute of Technology has the higher graduation rate, 96% versus 83%.
Should you choose Massachusetts Institute of Technology or University of Massachusetts-Amherst?
It depends on what you weigh most. Choose Massachusetts Institute of Technology if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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