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Head-to-Head Comparison

Rensselaer Polytechnic Institute vs University of Massachusetts-Amherst

Rensselaer Polytechnic Wins
13
Tied
20
Massachusetts-Amherst Wins
21

Direct Answer

For overall financial value, University of Massachusetts-Amherst offers a significantly safer investment tier. While Rensselaer Polytechnic Institute achieves a higher graduation rate (83% vs 83%), its annual cost of attendance sits at $36,228 compared to University of Massachusetts-Amherst's $22,383 for in-state paths. For students prioritizing lower student debt over initial institution prestige, University of Massachusetts-Amherst's lower price point delivers a highly efficient debt-to-earnings path.

54 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Rensselaer Polytechnic

  • Higher earnings: Median earnings of $102,051 ten years after enrollment, 42% more than University of Massachusetts-Amherst

Massachusetts-Amherst

  • Lower cost: Average net price of $22,383, roughly $13,845 a year less
  • Less debt: Median debt of $22,763, the lower of the two
  • More selective: Admits 60% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

Rensselaer Polytechnic graduates concentrate in Engineering (42% of degrees); Massachusetts-Amherst in Business & Marketing (17%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Engineering Rensselaer Polytechnic
Computer science & AI Rensselaer Polytechnic
Business & entrepreneurship Massachusetts-Amherst
Pre-med & health Massachusetts-Amherst
Economics & public policy Massachusetts-Amherst
Psychology Massachusetts-Amherst
Math & quantitative work Rensselaer Polytechnic
Lab & physical sciences Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Rensselaer Polytechnic Institute

Pick Rensselaer Polytechnic Institute over University of Massachusetts-Amherst. Median earnings of $102,051 ten years after enrollment vs $71,631.

Keeping costs down → University of Massachusetts-Amherst

Pick University of Massachusetts-Amherst over Rensselaer Polytechnic Institute. Net price $22,383 vs $36,228.

Key Metrics at a Glance

Graduation Rate

83%
Rensselaer Polytechnic
vs
83%
Massachusetts-Amherst

Earnings (10yr)

$102,051
Rensselaer Polytechnic
vs
$71,631
Massachusetts-Amherst

Avg Net Price

$36,228
Rensselaer Polytechnic
vs
$22,383
Massachusetts-Amherst

Median Debt

$23,750
Rensselaer Polytechnic
vs
$22,763
Massachusetts-Amherst

The Analysis

Verdict

Rensselaer Polytechnic Institute and University of Massachusetts-Amherst are close on paper, but University of Massachusetts-Amherst wins the head-to-head, leading on 3 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

University of Massachusetts-Amherst is the harder admit. It takes 60% of applicants, while Rensselaer Polytechnic Institute takes 63%. Its entering class also posts the higher average SAT, 1,456 to 1,423.

So what: If test scores and a high-scoring peer group matter to you, University of Massachusetts-Amherst sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of Massachusetts-Amherst comes out ahead. Its average net price after aid is $22,383, about $13,845 a year below Rensselaer Polytechnic Institute's $36,228. Graduates of University of Massachusetts-Amherst also borrow less: median debt of $22,763, against $23,750.

So what: Over four years, the gap adds up to about $55,380 before any change in aid. Choosing University of Massachusetts-Amherst leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Rensselaer Polytechnic Institute graduates report median earnings of $102,051, compared with $71,631 at University of Massachusetts-Amherst. That is a 42% advantage. Set against borrowing, Rensselaer Polytechnic Institute has the lower debt-to-earnings ratio, 0.23x to 0.32x.

So what: An earnings gap of 42% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Recommendation

Bottom line: pick University of Massachusetts-Amherst to keep costs and debt down; pick Rensselaer Polytechnic Institute for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. University of Massachusetts-Amherst saves about $13,845 a year, yet Rensselaer Polytechnic Institute graduates earn $30,420 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. Rensselaer Polytechnic Institute concentrates enrollment in Engineering, Computer Science & IT, while University of Massachusetts-Amherst leans toward Business & Marketing, Social Sciences. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Rensselaer Polytechnic Not for everyone
  • Cost-conscious students: net price of $36,228 runs well above University of Massachusetts-Amherst's $22,383.
  • Business and consulting-track students: Rensselaer Polytechnic Institute has less business program depth, and University of Massachusetts-Amherst offers the stronger options.
Massachusetts-Amherst Not for everyone
  • STEM and CS-focused students: tech programs are a smaller part of University of Massachusetts-Amherst's enrollment, and Rensselaer Polytechnic Institute is stronger here.
  • Students who want a smaller campus: University of Massachusetts-Amherst's enrollment of 23,671 far exceeds Rensselaer Polytechnic Institute's 5,714.

Full Data Breakdown

Inside the admissions office

Massachusetts-Amherst holds onto its admits more tightly: 17% of admitted students enroll, versus 12% at Rensselaer Polytechnic — a sign of how often it wins head-to-head choices. Rensselaer Polytechnic offers a binding Early Decision round that can lift your odds; Massachusetts-Amherst does not, so there is no early-commitment lever to pull there. Test scores matter less at Massachusetts-Amherst, where only about 28% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Private nonprofit
Type
Public
Urban
Setting
Urban
Mid-Atlantic
Region
New England
5,714
Enrollment
23,671
No
HBCU
No
Admissions
4 metrics
63%
Acceptance Rate
60%
1456
SAT Average
1423
33
ACT Midpoint
31
1375-1510
SAT Range
1310-1500
Admissions Strategy (Common Data Set)
6 metrics
12%
Yield Rate
17%
49%
SAT Submitted
25%
11%
ACT Submitted
3%
Offered
Early Decision
Not offered
57.9%
ED Admit Rate
11%
ED Share of Class
Cost & Financial Aid
9 metrics
$64,081
In-State Tuition
$17,772
$64,081
Out-of-State Tuition
$40,449
$36,228
Average Net Price
$22,383
$24,078
Net Price ($0-30K income)
$10,164
$26,289
Net Price ($30-48K)
$10,456
$28,212
Net Price ($48-75K)
$12,932
$42,541
Net Price ($110K+)
$30,793
20%
Pell Grant Rate
20%
51%
Federal Loan Rate
47%
Academics
5 metrics
83%
Graduation Rate
83%
91%
Retention Rate
92%
89%
Full-Time Faculty
81%
$13,820
Faculty Salary (monthly)
$14,663
14%
First-Gen Students
22%
Student Body
6 metrics
34%
Female
52%
45%
White
57%
11%
Hispanic
9%
5%
Black
5%
22%
Asian
14%
0.73
Diversity Index
0.64
Outcomes
6 metrics
$83,054
Earnings (6yr)
$60,347
$95,369
Earnings (8yr)
$66,904
$102,051
Earnings (10yr)
$71,631
$23,750
Median Debt
$22,763
0.23x
Debt-to-Earnings
0.32x
89%
Earning Above HS Grad
75%
Social Mobility (Chetty)
4 metrics
3.05%
Mobility Rate
64.6%
Success Rate (bottom 20%)
4.7%
From Bottom 20%
$155,158
Parent Median Income (today's $)
Social Capital
3 metrics
1.79
Economic Connectedness
1.80
-0.02
Friending Bias
0.01
5.7%
Volunteering Rate
9.0%
Research (Times HE)
4 metrics
#104
World Rank
50.5
Teaching Score
54.6
Research Score
64.9
Citations Score
Online Education (IPEDS)
2 metrics
2.4%
% Exclusively Online
18.1%
2.4%
% Any Online
45.7%

The Overviews

Rensselaer Polytechnic Institute

Troy, NY · Private nonprofit

63% accept 83% grad $102,051 earnings $36,228 net

With an enrollment of about 5,700 students, Rensselaer Polytechnic Institute in Troy, NY, is a great fit for those looking to dive deep into STEM fields. With programs in Engineering, Computer Science, Business, and Mathematics, it attracts students who are serious about blending technical skills with practical applications. The acceptance rate of 63% means there's room for a diverse range of applicants, making it accessible without compromising on the quality of education.

After graduation, Rensselaer alumni can expect solid financial outcomes. With a ten-year earnings average of $102,051, students typically see a significant return on their investment in education. That’s a strong indicator of how well graduates navigate the workforce, especially in fields like engineering and tech, which are in high demand. This financial success is paired with a net price of $36,228 after aid, making it a reasonable choice for those who are willing to invest in their future.

When it comes to affordability, the median debt for graduates is $23,750, which is quite manageable given the earning potential. The 20% Pell Grant rate suggests that there's support for low-income students, but the school also attracts a mix of others who thrive on the collaborative and rigorous environment. If you're motivated, willing to engage deeply with your studies, and interested in a strong career trajectory, Rensselaer could be a great match for you.

University of Massachusetts-Amherst

Amherst, MA · Public

60% accept 83% grad $71,631 earnings $22,383 net

With an enrollment of 23,671 students, the University of Massachusetts-Amherst is a great fit for those looking for a diverse and vibrant campus life. It stands out for its strong programs in Business & Marketing, Social Sciences, Biology & Biomedical, Psychology, and Engineering. Students here are often engaged in a wide range of studies, reflecting both academic rigor and practical application. The acceptance rate of 60% means that while it’s accessible, there’s still a competitive edge that can stimulate personal growth.

Graduates from UMass-Amherst can expect solid outcomes, with a median earning of $71,631 ten years after graduation. This figure speaks volumes about the potential return on investment. It’s encouraging to know that students can find rewarding careers, especially considering the affordability of education here. The net price after aid is $22,383, which positions the school as a reasonable choice for many families.

When it comes to finances, the median debt stands at $22,763, which is manageable given the earning potential. UMass-Amherst tends to attract students who are motivated and ready to embrace the opportunities that come with a public university experience. With 20% of students receiving Pell Grants, there’s a commitment to supporting diverse socioeconomic backgrounds. Overall, this school nurtures those who are eager to thrive both academically and professionally after graduation.

Rankings They Appear On

Rensselaer Polytechnic Institute is featured on the Best Computer Science Colleges in New York ranking.

Explore all rankings →

Top Degree Programs

Rensselaer Polytechnic's top program is Mechanical Engineering (42% of enrollment), while Massachusetts-Amherst leads with Business Administration (17%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Rensselaer Polytechnic) and Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts-Amherst).

The two schools feed different job markets. Rensselaer Polytechnic Institute is strongest in Engineering, Mathematics & Statistics, while University of Massachusetts-Amherst concentrates in Business & Marketing, Social Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Rensselaer Polytechnic Institute or University of Massachusetts-Amherst?

University of Massachusetts-Amherst is harder to get into, admitting 60% of applicants compared with 63% at Rensselaer Polytechnic Institute.

Which is more affordable, Rensselaer Polytechnic Institute or University of Massachusetts-Amherst?

University of Massachusetts-Amherst is more affordable, with an average net price of $22,383 after aid versus $36,228 at Rensselaer Polytechnic Institute.

Do Rensselaer Polytechnic Institute or University of Massachusetts-Amherst graduates earn more?

Rensselaer Polytechnic Institute graduates earn more: median earnings of $102,051 ten years after enrollment, versus $71,631 at University of Massachusetts-Amherst.

Which has a better graduation rate, Rensselaer Polytechnic Institute or University of Massachusetts-Amherst?

Rensselaer Polytechnic Institute has the higher graduation rate, 83% versus 83%.

Should you choose Rensselaer Polytechnic Institute or University of Massachusetts-Amherst?

It depends on what you weigh most. Choose University of Massachusetts-Amherst if affordability and lower debt come first; choose Rensselaer Polytechnic Institute if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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