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Head-to-Head Comparison

Rose-Hulman Institute of Technology vs University of Massachusetts-Amherst

Rose-Hulman Technology Wins
12
Tied
10
Massachusetts-Amherst Wins
22

Direct Answer

For overall financial value, University of Massachusetts-Amherst offers a significantly safer investment tier. With an annual cost of $22,383 vs Rose-Hulman Institute of Technology's $42,513, University of Massachusetts-Amherst delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, University of Massachusetts-Amherst's lower price point delivers a highly efficient debt-to-earnings path.

44 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Rose-Hulman Technology

  • Higher earnings: Median earnings of $101,253 ten years after enrollment, 41% more than University of Massachusetts-Amherst

Massachusetts-Amherst

  • Lower cost: Average net price of $22,383, roughly $20,130 a year less
  • Higher grad rate: 83% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $22,763, the lower of the two
  • More selective: Admits 60% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

Rose-Hulman Technology graduates concentrate in Engineering (73% of degrees); Massachusetts-Amherst in Business & Marketing (17%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Engineering Rose-Hulman Technology
Business & entrepreneurship Massachusetts-Amherst
Computer science & AI Rose-Hulman Technology
Pre-med & health Massachusetts-Amherst
Economics & public policy Massachusetts-Amherst
Psychology Massachusetts-Amherst
Lab & physical sciences Massachusetts-Amherst

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Rose-Hulman Institute of Technology

Pick Rose-Hulman Institute of Technology over University of Massachusetts-Amherst. Median earnings of $101,253 ten years after enrollment vs $71,631.

Keeping costs down → University of Massachusetts-Amherst

Pick University of Massachusetts-Amherst over Rose-Hulman Institute of Technology. Net price $22,383 vs $42,513.

Graduation certainty → University of Massachusetts-Amherst

Pick University of Massachusetts-Amherst over Rose-Hulman Institute of Technology. 83% completion rate vs 80%.

Key Metrics at a Glance

Graduation Rate

80%
Rose-Hulman Technology
vs
83%
Massachusetts-Amherst

Earnings (10yr)

$101,253
Rose-Hulman Technology
vs
$71,631
Massachusetts-Amherst

Avg Net Price

$42,513
Rose-Hulman Technology
vs
$22,383
Massachusetts-Amherst

Median Debt

$25,000
Rose-Hulman Technology
vs
$22,763
Massachusetts-Amherst

The Analysis

Verdict

Rose-Hulman Institute of Technology and University of Massachusetts-Amherst are close on paper, but University of Massachusetts-Amherst wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

University of Massachusetts-Amherst is the harder admit. It takes 60% of applicants, while Rose-Hulman Institute of Technology takes 77%. Its entering class also posts the higher average SAT, 1,427 to 1,423.

So what: If test scores and a high-scoring peer group matter to you, University of Massachusetts-Amherst sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of Massachusetts-Amherst comes out ahead. Its average net price after aid is $22,383, about $20,130 a year below Rose-Hulman Institute of Technology's $42,513. Graduates of University of Massachusetts-Amherst also borrow less: median debt of $22,763, against $25,000.

So what: Over four years, the gap adds up to about $80,520 before any change in aid. Choosing University of Massachusetts-Amherst leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Rose-Hulman Institute of Technology graduates report median earnings of $101,253, compared with $71,631 at University of Massachusetts-Amherst. That is a 41% advantage. Set against borrowing, Rose-Hulman Institute of Technology has the lower debt-to-earnings ratio, 0.25x to 0.32x.

So what: An earnings gap of 41% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

University of Massachusetts-Amherst graduates a larger share of its students, 83% versus 80%. More of its students stay on track to a degree.

So what: A completion gap of 3% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick University of Massachusetts-Amherst to keep costs and debt down; pick Rose-Hulman Institute of Technology for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. University of Massachusetts-Amherst saves about $20,130 a year, yet Rose-Hulman Institute of Technology graduates earn $29,622 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. Rose-Hulman Institute of Technology concentrates enrollment in Engineering, Computer Science & IT, Mathematics & Statistics, while University of Massachusetts-Amherst leans toward Business & Marketing, Biology & Biomedical, Social Sciences. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Rose-Hulman Technology Not for everyone
  • Cost-conscious students: net price of $42,513 runs well above University of Massachusetts-Amherst's $22,383.
  • Business and consulting-track students: Rose-Hulman Institute of Technology has less business program depth, and University of Massachusetts-Amherst offers the stronger options.
Massachusetts-Amherst Not for everyone
  • STEM and CS-focused students: tech programs are a smaller part of University of Massachusetts-Amherst's enrollment, and Rose-Hulman Institute of Technology is stronger here.
  • Students who want a smaller campus: University of Massachusetts-Amherst's enrollment of 23,671 far exceeds Rose-Hulman Institute of Technology's 2,309.

Full Data Breakdown

Overview
5 metrics
Private nonprofit
Type
Public
Urban
Setting
Urban
Great Lakes
Region
New England
2,309
Enrollment
23,671
No
HBCU
No
Admissions
4 metrics
77%
Acceptance Rate
60%
1427
SAT Average
1423
31
ACT Midpoint
31
1320-1500
SAT Range
1310-1500
Admissions Strategy (Common Data Set)
4 metrics
Yield Rate
17%
6%
SAT Submitted
25%
20%
ACT Submitted
3%
Not offered
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$58,649
In-State Tuition
$17,772
$58,649
Out-of-State Tuition
$40,449
$42,513
Average Net Price
$22,383
$36,843
Net Price ($0-30K income)
$10,164
$33,742
Net Price ($30-48K)
$10,456
$37,396
Net Price ($48-75K)
$12,932
$45,994
Net Price ($110K+)
$30,793
12%
Pell Grant Rate
20%
41%
Federal Loan Rate
47%
Academics
5 metrics
80%
Graduation Rate
83%
92%
Retention Rate
92%
96%
Full-Time Faculty
81%
$11,761
Faculty Salary (monthly)
$14,663
14%
First-Gen Students
22%
Student Body
6 metrics
29%
Female
52%
69%
White
57%
5%
Hispanic
9%
3%
Black
5%
8%
Asian
14%
0.51
Diversity Index
0.64
Outcomes
6 metrics
$85,935
Earnings (6yr)
$60,347
$93,607
Earnings (8yr)
$66,904
$101,253
Earnings (10yr)
$71,631
$25,000
Median Debt
$22,763
0.25x
Debt-to-Earnings
0.32x
92%
Earning Above HS Grad
75%
Social Capital
3 metrics
1.66
Economic Connectedness
1.80
-0.02
Friending Bias
0.01
5.6%
Volunteering Rate
9.0%
Online Education (IPEDS)
2 metrics
3.6%
% Exclusively Online
18.1%
56.0%
% Any Online
45.7%

The Overviews

Rose-Hulman Institute of Technology

Terre Haute, IN · Private nonprofit

77% accept 80% grad $101,253 earnings $42,513 net

Rose-Hulman Institute of Technology graduates earn an impressive average of $101,253 within ten years of completing their degree. This strong earning potential highlights the value of a degree from this private nonprofit institution, with a focus on engineering and technical disciplines.

The Chetty/Opportunity Insights data is not available for Rose-Hulman, making it challenging to assess economic mobility comprehensively. However, the school's 80% graduation rate suggests that most students are successfully completing their programs. This retention rate is crucial for students considering their long-term career prospects and financial outcomes.

Students at Rose-Hulman face a net price of $42,513, with a median debt of $25,000 upon graduation. Despite the cost, the earnings potential can make this investment worthwhile. Those who thrive here typically have a strong interest in STEM fields, as the top programs are concentrated in engineering, computer science, mathematics, and the sciences.

University of Massachusetts-Amherst

Amherst, MA · Public

60% accept 83% grad $71,631 earnings $22,383 net

With an enrollment of 23,671 students, the University of Massachusetts-Amherst is a great fit for those looking for a diverse and vibrant campus life. It stands out for its strong programs in Business & Marketing, Social Sciences, Biology & Biomedical, Psychology, and Engineering. Students here are often engaged in a wide range of studies, reflecting both academic rigor and practical application. The acceptance rate of 60% means that while it’s accessible, there’s still a competitive edge that can stimulate personal growth.

Graduates from UMass-Amherst can expect solid outcomes, with a median earning of $71,631 ten years after graduation. This figure speaks volumes about the potential return on investment. It’s encouraging to know that students can find rewarding careers, especially considering the affordability of education here. The net price after aid is $22,383, which positions the school as a reasonable choice for many families.

When it comes to finances, the median debt stands at $22,763, which is manageable given the earning potential. UMass-Amherst tends to attract students who are motivated and ready to embrace the opportunities that come with a public university experience. With 20% of students receiving Pell Grants, there’s a commitment to supporting diverse socioeconomic backgrounds. Overall, this school nurtures those who are eager to thrive both academically and professionally after graduation.

Rankings They Appear On

Rose-Hulman Institute of Technology is featured on the Best Engineering Colleges in Indiana ranking.

Explore all rankings →

Top Degree Programs

Rose-Hulman Technology's top program is Mechanical Engineering (73% of enrollment), while Massachusetts-Amherst leads with Business Administration (17%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Rose-Hulman Technology) and Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts-Amherst).

The two schools feed different job markets. Rose-Hulman Institute of Technology is strongest in Engineering, Mathematics & Statistics, Physical Sciences, while University of Massachusetts-Amherst concentrates in Business & Marketing, Biology & Biomedical, Social Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Rose-Hulman Institute of Technology or University of Massachusetts-Amherst?

University of Massachusetts-Amherst is harder to get into, admitting 60% of applicants compared with 77% at Rose-Hulman Institute of Technology.

Which is more affordable, Rose-Hulman Institute of Technology or University of Massachusetts-Amherst?

University of Massachusetts-Amherst is more affordable, with an average net price of $22,383 after aid versus $42,513 at Rose-Hulman Institute of Technology.

Do Rose-Hulman Institute of Technology or University of Massachusetts-Amherst graduates earn more?

Rose-Hulman Institute of Technology graduates earn more: median earnings of $101,253 ten years after enrollment, versus $71,631 at University of Massachusetts-Amherst.

Which has a better graduation rate, Rose-Hulman Institute of Technology or University of Massachusetts-Amherst?

University of Massachusetts-Amherst has the higher graduation rate, 83% versus 80%.

Should you choose Rose-Hulman Institute of Technology or University of Massachusetts-Amherst?

It depends on what you weigh most. Choose University of Massachusetts-Amherst if affordability and lower debt come first; choose Rose-Hulman Institute of Technology if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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