Head-to-Head Comparison
Santa Clara University vs Swarthmore College
- Santa Clara Wins
- 13
- Tied
- 13
- Swarthmore Wins
- 24
Direct Answer
For overall financial value, Swarthmore College offers a significantly safer investment tier. With an annual cost of $23,149 vs Santa Clara University's $50,062, Swarthmore College delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Swarthmore College's lower price point delivers a highly efficient debt-to-earnings path.
50 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS
When to Pick Each School
Santa Clara
- Higher earnings: Median earnings of $109,183 ten years after enrollment, 36% more than Swarthmore College
Swarthmore
- Lower cost: Average net price of $23,149, roughly $26,913 a year less
- Higher grad rate: 93% of students finish, the higher completion rate of the pair
- Less debt: Median debt of $17,500, the lower of the two
- Social mobility: Chetty mobility rate of 2.3%, the stronger record of moving students up the income ladder
- More selective: Admits 7% of applicants, which makes for a more competitive peer group
The Actual Decision
What are you really choosing between?
Santa Clara graduates concentrate in Business & Marketing (27% of degrees); Swarthmore in Social Sciences (25%). If you already know the field you want, the choice is mostly made for you.
Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.
Which School Fits You?
Pick Santa Clara University over Swarthmore College. Median earnings of $109,183 ten years after enrollment vs $80,257.
Pick Swarthmore College over Santa Clara University. Net price $23,149 vs $50,062.
Pick Swarthmore College over Santa Clara University. 2.3% mobility rate vs 2.2%.
Pick Swarthmore College over Santa Clara University. 93% completion rate vs 88%.
Key Metrics at a Glance
Graduation Rate
Earnings (10yr)
Avg Net Price
Median Debt
The Analysis
Verdict
Santa Clara University and Swarthmore College are close on paper, but Swarthmore College wins the head-to-head, leading on 5 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.
Getting in
Swarthmore College is the harder admit. It takes 7% of applicants, while Santa Clara University takes 48%. Its entering class also posts the higher average SAT, 1,426 to 1,534.
So what: If test scores and a high-scoring peer group matter to you, Swarthmore College sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.
What it costs
On price, Swarthmore College comes out ahead. Its average net price after aid is $23,149, about $26,913 a year below Santa Clara University's $50,062. Graduates of Swarthmore College also borrow less: median debt of $17,500, against $19,162.
So what: Over four years, the gap adds up to about $107,652 before any change in aid. Choosing Swarthmore College leaves that money available for graduate school, savings, or simply less borrowing.
What graduates earn
Ten years after enrollment, Santa Clara University graduates report median earnings of $109,183, compared with $80,257 at Swarthmore College. That is a 36% advantage. Set against borrowing, Santa Clara University has the lower debt-to-earnings ratio, 0.18x to 0.22x.
So what: An earnings gap of 36% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.
Finishing the degree
Swarthmore College graduates a larger share of its students, 93% versus 88%. More of its students stay on track to a degree.
So what: A completion gap of 5% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.
Moving people up
Swarthmore College does more to move students up the income ladder. Its Chetty mobility rate is 2.3%; at Santa Clara University, it is 2.2%. Swarthmore College also enrolls the larger share of low-income students: 4.7% come from the bottom income quintile, versus 3.6%.
So what: For first-generation and low-income students, Swarthmore College offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.
Recommendation
Bottom line: pick Swarthmore College to keep costs and debt down; pick Santa Clara University for the higher earnings ceiling.
Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.
Counterintuitive Insights
The cheaper school is not the lower-earning one here. Swarthmore College saves about $26,913 a year, yet Santa Clara University graduates earn $28,926 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.
Their academic identities diverge. Santa Clara University concentrates enrollment in Business & Marketing, Engineering, while Swarthmore College leans toward Computer Science & IT, Biology & Biomedical. That split shapes which recruiters come to campus and what your classmates study.
Who Should Look Elsewhere
- Cost-conscious students: net price of $50,062 runs well above Swarthmore College's $23,149.
- STEM and CS-focused students: tech programs are a smaller part of Santa Clara University's enrollment, and Swarthmore College is stronger here.
- Students who want a smaller campus: Santa Clara University's enrollment of 6,552 far exceeds Swarthmore College's 1,613.
- Engineering-focused students: Santa Clara University has the stronger engineering programs.
- Business and consulting-track students: Swarthmore College has less business program depth, and Santa Clara University offers the stronger options.
Full Data Breakdown
Overview 5 metrics
Admissions 4 metrics
Admissions Strategy (Common Data Set) 6 metrics
Cost & Financial Aid 9 metrics
Academics 5 metrics
Student Body 6 metrics
Outcomes 6 metrics
Social Mobility (Chetty) 4 metrics
Social Capital 3 metrics
Online Education (IPEDS) 2 metrics
The Overviews
Santa Clara University
Santa Clara, CA · Private nonprofit
Santa Clara University has a graduation rate of 88%, indicating strong student success and support. This high rate suggests that students are not only enrolling but also completing their degrees in a timely manner, which is crucial for their future careers.
The earnings data for graduates is impressive. Ten years after graduation, alumni earn a median salary of $109,183. This figure highlights the potential return on investment for students considering their financial futures. However, with a net price of $50,062 and median debt at $19,162, students should weigh the cost of attendance against their anticipated earnings.
Students who thrive at Santa Clara typically pursue majors in Business & Marketing, Engineering, Social Sciences, Communications, or Psychology. The campus environment supports those who are motivated and engaged in their studies. With a moderate acceptance rate of 48%, the university attracts a diverse group of students ready to take advantage of the academic opportunities available.
Swarthmore College
Swarthmore, PA · Private nonprofit
With an acceptance rate of just 7%, Swarthmore College is a great fit for students who are academically driven and ready to be challenged. The school attracts those who are passionate about their studies, especially in areas like Social Sciences, Computer Science and IT, Biology, and the Visual and Performing Arts. The strong emphasis on a well-rounded education means students here are not just focusing on their major but are encouraged to explore a variety of disciplines, which can lead to a richer college experience.
Looking ahead, graduates from Swarthmore can expect substantial earnings, with a median income of $80,257 ten years after they leave. This is a significant figure that reflects both the quality of education and the strong alumni network that can support career growth. The affordability aspect is also noteworthy; while college can be expensive, the net price after aid is about $23,149, which makes it more accessible for many families. This balance of cost and outcome is crucial for students considering their long-term financial futures.
In terms of financial health, students graduate with a median debt of $17,500, which is relatively manageable compared to other institutions. Those who thrive at Swarthmore tend to be self-motivated and engaged, finding ways to not only excel academically but also to make the most of the college experience through extracurricular activities and community involvement. This school cultivates a culture where hard work and curiosity can lead to both personal and professional success.
Rankings They Appear On
Santa Clara University is featured on the Highest-Paying Colleges for Communications ranking.
Top Degree Programs
Santa Clara's top program is Business Administration (27% of enrollment), while Swarthmore leads with Sociology (25%).
Career Pathways
Program strengths at these schools feed into careers like Financial Analyst, Management Consultant, Accountant (for Santa Clara) and Software Developer, Data Scientist, Cybersecurity Analyst (for Swarthmore).
The two schools feed different job markets. Santa Clara University is strongest in Business & Marketing, Engineering, Communications, while Swarthmore College concentrates in Computer Science & IT, Biology & Biomedical, Mathematics & Statistics. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.
Frequently Asked Questions
Is it harder to get into Santa Clara University or Swarthmore College?
Swarthmore College is harder to get into, admitting 7% of applicants compared with 48% at Santa Clara University.
Which is more affordable, Santa Clara University or Swarthmore College?
Swarthmore College is more affordable, with an average net price of $23,149 after aid versus $50,062 at Santa Clara University.
Do Santa Clara University or Swarthmore College graduates earn more?
Santa Clara University graduates earn more: median earnings of $109,183 ten years after enrollment, versus $80,257 at Swarthmore College.
Which has a better graduation rate, Santa Clara University or Swarthmore College?
Swarthmore College has the higher graduation rate, 93% versus 88%.
Santa Clara University vs Swarthmore College: which is better for social mobility?
Swarthmore College is the stronger driver of upward mobility, with a Chetty mobility rate of 2.3% versus 2.2%.
Should you choose Santa Clara University or Swarthmore College?
It depends on what you weigh most. Choose Swarthmore College if affordability and lower debt come first; choose Santa Clara University if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.
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