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Head-to-Head Comparison

University of Massachusetts-Amherst vs Vanderbilt University

Massachusetts-Amherst Wins
9
Tied
19
Vanderbilt Wins
26

Direct Answer

For overall financial value, Vanderbilt University offers a significantly safer investment tier. With an annual cost of $15,846 vs University of Massachusetts-Amherst's $22,383, Vanderbilt University delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, Vanderbilt University's lower price point delivers a highly efficient debt-to-earnings path.

54 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Massachusetts-Amherst

No clear advantage detected in core metrics.

Vanderbilt

  • Higher earnings: Median earnings of $91,565 ten years after enrollment, 28% more than University of Massachusetts-Amherst
  • Lower cost: Average net price of $15,846, roughly $6,537 a year less
  • Higher grad rate: 93% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $14,000, the lower of the two
  • More selective: Admits 6% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

Massachusetts-Amherst graduates concentrate in Business & Marketing (17% of degrees); Vanderbilt in Social Sciences (31%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Economics & public policy Vanderbilt
Business & entrepreneurship Massachusetts-Amherst
Pre-med & health Massachusetts-Amherst
Engineering Vanderbilt
Arts & design Vanderbilt
Psychology Massachusetts-Amherst
Lab & physical sciences Either
Computer science & AI Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Vanderbilt University

Pick Vanderbilt University over University of Massachusetts-Amherst. Median earnings of $91,565 ten years after enrollment vs $71,631.

Keeping costs down → Vanderbilt University

Pick Vanderbilt University over University of Massachusetts-Amherst. Net price $15,846 vs $22,383.

Graduation certainty → Vanderbilt University

Pick Vanderbilt University over University of Massachusetts-Amherst. 93% completion rate vs 83%.

Key Metrics at a Glance

Graduation Rate

83%
Massachusetts-Amherst
vs
93%
Vanderbilt

Earnings (10yr)

$71,631
Massachusetts-Amherst
vs
$91,565
Vanderbilt

Avg Net Price

$22,383
Massachusetts-Amherst
vs
$15,846
Vanderbilt

Median Debt

$22,763
Massachusetts-Amherst
vs
$14,000
Vanderbilt

The Analysis

Verdict

University of Massachusetts-Amherst and Vanderbilt University are close on paper, but Vanderbilt University wins the head-to-head, leading on 5 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Vanderbilt University is the harder admit. It takes 6% of applicants, while University of Massachusetts-Amherst takes 60%. Its entering class also posts the higher average SAT, 1,423 to 1,549.

So what: If test scores and a high-scoring peer group matter to you, Vanderbilt University sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, Vanderbilt University comes out ahead. Its average net price after aid is $15,846, about $6,537 a year below University of Massachusetts-Amherst's $22,383. Graduates of Vanderbilt University also borrow less: median debt of $14,000, against $22,763.

So what: Over four years, the gap adds up to about $26,148 before any change in aid. Choosing Vanderbilt University leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Vanderbilt University graduates report median earnings of $91,565, compared with $71,631 at University of Massachusetts-Amherst. That is a 28% advantage. Set against borrowing, Vanderbilt University has the lower debt-to-earnings ratio, 0.15x to 0.32x.

So what: An earnings gap of 28% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Vanderbilt University graduates a larger share of its students, 93% versus 83%. More of its students stay on track to a degree.

So what: A completion gap of 10% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick Vanderbilt University to keep costs and debt down.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

Their academic identities diverge. University of Massachusetts-Amherst concentrates enrollment in Business & Marketing, Biology & Biomedical, while Vanderbilt University leans toward Engineering, Computer Science & IT. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Massachusetts-Amherst Not for everyone
  • Cost-conscious students: net price of $22,383 runs well above Vanderbilt University's $15,846.
  • Students minimizing debt: median debt is $22,763, against $14,000 at Vanderbilt University.
  • Engineering-focused students: Vanderbilt University has the stronger engineering programs.
  • Students who want a smaller campus: University of Massachusetts-Amherst's enrollment of 23,671 far exceeds Vanderbilt University's 7,208.
Vanderbilt Not for everyone
  • Business and consulting-track students: Vanderbilt University has less business program depth, and University of Massachusetts-Amherst offers the stronger options.

Full Data Breakdown

Inside the admissions office

Vanderbilt holds onto its admits more tightly: 78% of admitted students enroll, versus 17% at Massachusetts-Amherst — a sign of how often it wins head-to-head choices. Vanderbilt offers a binding Early Decision round that can lift your odds; Massachusetts-Amherst does not, so there is no early-commitment lever to pull there. Test scores matter less at Massachusetts-Amherst, where only about 28% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Public
Type
Private nonprofit
Urban
Setting
Urban
New England
Region
Southeast
23,671
Enrollment
7,208
No
HBCU
No
Admissions
4 metrics
60%
Acceptance Rate
6%
1423
SAT Average
1549
31
ACT Midpoint
35
1310-1500
SAT Range
1500-1570
Admissions Strategy (Common Data Set)
6 metrics
17%
Yield Rate
78%
25%
SAT Submitted
24%
3%
ACT Submitted
28%
Not offered
Early Decision
Offered
ED Admit Rate
14.1%
ED Share of Class
374%
Cost & Financial Aid
9 metrics
$17,772
In-State Tuition
$67,498
$40,449
Out-of-State Tuition
$67,498
$22,383
Average Net Price
$15,846
$10,164
Net Price ($0-30K income)
$3,414
$10,456
Net Price ($30-48K)
$1,876
$12,932
Net Price ($48-75K)
$4,498
$30,793
Net Price ($110K+)
$45,145
20%
Pell Grant Rate
20%
47%
Federal Loan Rate
10%
Academics
5 metrics
83%
Graduation Rate
93%
92%
Retention Rate
96%
81%
Full-Time Faculty
85%
$14,663
Faculty Salary (monthly)
$16,361
22%
First-Gen Students
12%
Student Body
6 metrics
52%
Female
53%
57%
White
39%
9%
Hispanic
11%
5%
Black
9%
14%
Asian
19%
0.64
Diversity Index
0.78
Outcomes
6 metrics
$60,347
Earnings (6yr)
$73,909
$66,904
Earnings (8yr)
$84,542
$71,631
Earnings (10yr)
$91,565
$22,763
Median Debt
$14,000
0.32x
Debt-to-Earnings
0.15x
75%
Earning Above HS Grad
82%
Social Mobility (Chetty)
4 metrics
Mobility Rate
1.47%
Success Rate (bottom 20%)
59.3%
From Bottom 20%
2.5%
Parent Median Income (today's $)
$268,877
Social Capital
3 metrics
1.80
Economic Connectedness
1.82
0.01
Friending Bias
0.01
9.0%
Volunteering Rate
8.3%
Research (Times HE)
4 metrics
World Rank
#51
Teaching Score
64.9
Research Score
59.5
Citations Score
78.1
Online Education (IPEDS)
2 metrics
18.1%
% Exclusively Online
5.5%
45.7%
% Any Online
17.8%

The Overviews

University of Massachusetts-Amherst

Amherst, MA · Public

60% accept 83% grad $71,631 earnings $22,383 net

With an enrollment of 23,671 students, the University of Massachusetts-Amherst is a great fit for those looking for a diverse and vibrant campus life. It stands out for its strong programs in Business & Marketing, Social Sciences, Biology & Biomedical, Psychology, and Engineering. Students here are often engaged in a wide range of studies, reflecting both academic rigor and practical application. The acceptance rate of 60% means that while it’s accessible, there’s still a competitive edge that can stimulate personal growth.

Graduates from UMass-Amherst can expect solid outcomes, with a median earning of $71,631 ten years after graduation. This figure speaks volumes about the potential return on investment. It’s encouraging to know that students can find rewarding careers, especially considering the affordability of education here. The net price after aid is $22,383, which positions the school as a reasonable choice for many families.

When it comes to finances, the median debt stands at $22,763, which is manageable given the earning potential. UMass-Amherst tends to attract students who are motivated and ready to embrace the opportunities that come with a public university experience. With 20% of students receiving Pell Grants, there’s a commitment to supporting diverse socioeconomic backgrounds. Overall, this school nurtures those who are eager to thrive both academically and professionally after graduation.

Vanderbilt University

Nashville, TN · Private nonprofit

6% accept 93% grad $91,565 earnings $15,846 net

With an acceptance rate of just 6%, Vanderbilt University attracts motivated students who are ready to dive into rigorous programs. Located in Nashville, this school is particularly appealing to those interested in Social Sciences, Engineering, Computer Science, Biology, and Psychology. The small enrollment of about 7,200 means students often benefit from smaller class sizes, fostering a close-knit academic community where collaboration thrives.

Looking ahead to life after graduation, Vanderbilt graduates can expect to earn a median salary of $91,565 within ten years. This impressive figure reflects the university's strong emphasis on career readiness and networking opportunities. While the data on mobility isn't available, the high graduation rate of 93% speaks to the support students receive, which can help them move into successful careers.

When it comes to the financial aspect, students can expect a net price of around $15,846 after aid, which is quite manageable given the potential earnings. With a median debt of $14,000, graduates usually leave with a reasonable financial burden. Students who thrive here are often those who are driven, engaged, and ready to leverage the university's resources to achieve their goals.

Rankings They Appear On

Vanderbilt University is featured on the Best Colleges in Tennessee ranking.

Explore all rankings →

Top Degree Programs

Massachusetts-Amherst's top program is Business Administration (17% of enrollment), while Vanderbilt leads with Sociology (31%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts-Amherst) and Software Developer, Data Scientist, Cybersecurity Analyst (for Vanderbilt).

The two schools feed different job markets. University of Massachusetts-Amherst is strongest in Business & Marketing, while Vanderbilt University concentrates in Engineering. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into University of Massachusetts-Amherst or Vanderbilt University?

Vanderbilt University is harder to get into, admitting 6% of applicants compared with 60% at University of Massachusetts-Amherst.

Which is more affordable, University of Massachusetts-Amherst or Vanderbilt University?

Vanderbilt University is more affordable, with an average net price of $15,846 after aid versus $22,383 at University of Massachusetts-Amherst.

Do University of Massachusetts-Amherst or Vanderbilt University graduates earn more?

Vanderbilt University graduates earn more: median earnings of $91,565 ten years after enrollment, versus $71,631 at University of Massachusetts-Amherst.

Which has a better graduation rate, University of Massachusetts-Amherst or Vanderbilt University?

Vanderbilt University has the higher graduation rate, 93% versus 83%.

Should you choose University of Massachusetts-Amherst or Vanderbilt University?

It depends on what you weigh most. Choose Vanderbilt University if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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