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Head-to-Head Comparison

University of Massachusetts-Amherst vs Villanova University

Massachusetts-Amherst Wins
18
Tied
9
Villanova Wins
17

Direct Answer

For overall financial value, University of Massachusetts-Amherst offers a significantly safer investment tier. While Villanova University achieves a higher graduation rate (92% vs 83%), its annual cost of attendance sits at $43,756 compared to University of Massachusetts-Amherst's $22,383. For students prioritizing lower student debt over initial institution prestige, University of Massachusetts-Amherst's lower price point delivers a highly efficient debt-to-earnings path.

44 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Massachusetts-Amherst

  • Lower cost: Average net price of $22,383, roughly $21,373 a year less
  • Less debt: Median debt of $22,763, the lower of the two

Villanova

  • Higher earnings: Median earnings of $100,423 ten years after enrollment, 40% more than University of Massachusetts-Amherst
  • Higher grad rate: 92% of students finish, the higher completion rate of the pair
  • More selective: Admits 27% of applicants, which makes for a more competitive peer group

The Actual Decision

What are you really choosing between?

Massachusetts-Amherst graduates concentrate in Business & Marketing (16% of degrees); Villanova in Business & Marketing (24%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Business & entrepreneurship Villanova
Engineering Villanova
Computer science & AI Massachusetts-Amherst
Communications & media Villanova
Pre-med & health Either
Lab & physical sciences Either
Economics & public policy Either
Psychology Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Villanova University

Pick Villanova University over University of Massachusetts-Amherst. Median earnings of $100,423 ten years after enrollment vs $71,631.

Keeping costs down → University of Massachusetts-Amherst

Pick University of Massachusetts-Amherst over Villanova University. Net price $22,383 vs $43,756.

Graduation certainty → Villanova University

Pick Villanova University over University of Massachusetts-Amherst. 92% completion rate vs 83%.

Key Metrics at a Glance

Graduation Rate

83%
Massachusetts-Amherst
vs
92%
Villanova

Earnings (10yr)

$71,631
Massachusetts-Amherst
vs
$100,423
Villanova

Avg Net Price

$22,383
Massachusetts-Amherst
vs
$43,756
Villanova

Median Debt

$22,763
Massachusetts-Amherst
vs
$25,874
Villanova

The Analysis

Verdict

University of Massachusetts-Amherst and Villanova University are close on paper, but Villanova University wins the head-to-head, leading on 3 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Villanova University is the harder admit. It takes 27% of applicants, while University of Massachusetts-Amherst takes 60%. Its entering class also posts the higher average SAT, 1,423 to 1,460.

So what: If test scores and a high-scoring peer group matter to you, Villanova University sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, University of Massachusetts-Amherst comes out ahead. Its average net price after aid is $22,383, about $21,373 a year below Villanova University's $43,756. Graduates of University of Massachusetts-Amherst also borrow less: median debt of $22,763, against $25,874.

So what: Over four years, the gap adds up to about $85,492 before any change in aid. Choosing University of Massachusetts-Amherst leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Villanova University graduates report median earnings of $100,423, compared with $71,631 at University of Massachusetts-Amherst. That is a 40% advantage. Set against borrowing, Villanova University has the lower debt-to-earnings ratio, 0.26x to 0.32x.

So what: An earnings gap of 40% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Villanova University graduates a larger share of its students, 92% versus 83%. More of its students stay on track to a degree.

So what: A completion gap of 9% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Recommendation

Bottom line: pick University of Massachusetts-Amherst to keep costs and debt down; pick Villanova University for the higher earnings ceiling.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. University of Massachusetts-Amherst saves about $21,373 a year, yet Villanova University graduates earn $28,792 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. University of Massachusetts-Amherst concentrates enrollment in Biology & Biomedical, while Villanova University leans toward Engineering. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Massachusetts-Amherst Not for everyone
  • Engineering-focused students: Villanova University has the stronger engineering programs.
  • Students who want a smaller campus: University of Massachusetts-Amherst's enrollment of 23,671 far exceeds Villanova University's 6,938.
Villanova Not for everyone
  • Cost-conscious students: net price of $43,756 runs well above University of Massachusetts-Amherst's $22,383.

Full Data Breakdown

Overview
5 metrics
Public
Type
Private nonprofit
Urban
Setting
Suburban
New England
Region
Mid-Atlantic
23,671
Enrollment
6,938
No
HBCU
No
Admissions
4 metrics
60%
Acceptance Rate
27%
1423
SAT Average
1460
31
ACT Midpoint
33
1310-1500
SAT Range
1395-1510
Cost & Financial Aid
9 metrics
$17,772
In-State Tuition
$67,776
$40,449
Out-of-State Tuition
$67,776
$22,383
Average Net Price
$43,756
$10,164
Net Price ($0-30K income)
$17,823
$10,456
Net Price ($30-48K)
$16,496
$12,932
Net Price ($48-75K)
$20,923
$30,793
Net Price ($110K+)
$58,741
20%
Pell Grant Rate
12%
47%
Federal Loan Rate
35%
Academics
5 metrics
83%
Graduation Rate
92%
92%
Retention Rate
95%
81%
Full-Time Faculty
63%
$14,663
Faculty Salary (monthly)
$13,825
22%
First-Gen Students
13%
Student Body
6 metrics
52%
Female
58%
57%
White
68%
9%
Hispanic
11%
5%
Black
6%
14%
Asian
7%
0.64
Diversity Index
0.52
Outcomes
6 metrics
$60,347
Earnings (6yr)
$84,905
$66,904
Earnings (8yr)
$94,574
$71,631
Earnings (10yr)
$100,423
$22,763
Median Debt
$25,874
0.32x
Debt-to-Earnings
0.26x
75%
Earning Above HS Grad
89%
Social Mobility (Chetty)
4 metrics
Mobility Rate
1.32%
Success Rate (bottom 20%)
58.0%
From Bottom 20%
2.3%
Parent Median Income
$159,900
Social Capital
3 metrics
1.80
Economic Connectedness
1.84
0.01
Friending Bias
0.01
9.0%
Volunteering Rate
5.0%
Online Education (IPEDS)
2 metrics
18.1%
% Exclusively Online
12.0%
45.7%
% Any Online
45.2%

The Overviews

University of Massachusetts-Amherst

Amherst, MA · Public

60% accept 83% grad $71,631 earnings $22,383 net

With an enrollment of 23,671 students, the University of Massachusetts-Amherst is a great fit for those looking for a diverse and vibrant campus life. It stands out for its strong programs in Business & Marketing, Social Sciences, Biology & Biomedical, Psychology, and Engineering. Students here are often engaged in a wide range of studies, reflecting both academic rigor and practical application. The acceptance rate of 60% means that while it’s accessible, there’s still a competitive edge that can stimulate personal growth.

Graduates from UMass-Amherst can expect solid outcomes, with a median earning of $71,631 ten years after graduation. This figure speaks volumes about the potential return on investment. It’s encouraging to know that students can find rewarding careers, especially considering the affordability of education here. The net price after aid is $22,383, which positions the school as a reasonable choice for many families.

When it comes to finances, the median debt stands at $22,763, which is manageable given the earning potential. UMass-Amherst tends to attract students who are motivated and ready to embrace the opportunities that come with a public university experience. With 20% of students receiving Pell Grants, there’s a commitment to supporting diverse socioeconomic backgrounds. Overall, this school nurtures those who are eager to thrive both academically and professionally after graduation.

Villanova University

Villanova, PA · Private nonprofit

27% accept 92% grad $100,423 earnings $43,756 net

At Villanova University, students can expect a tight-knit campus environment with an enrollment of just under 7,000. This university is a great fit for those pursuing degrees in Business and Marketing, Engineering, Social Sciences, Health Professions, and Communications. With an acceptance rate of 27%, it attracts motivated students who are ready to engage deeply in their studies and community.

Looking ahead, graduates from Villanova see impressive outcomes. The average earnings a decade after graduation sit at $100,423, which speaks volumes about the value of a Villanova degree in today’s job market. The school's strong graduation rate of 92% indicates that students not only enroll but also complete their degrees, setting them up for success in their chosen fields.

When it comes to the financial side, the net price after financial aid is $43,756, which is important to consider alongside the median debt level of $25,874. This suggests that while the costs can be significant, many students manage to navigate their financial responsibilities effectively. Those who thrive here are often driven, engaged, and ready to leverage the resources Villanova offers to propel their careers forward.

Rankings They Appear On

Villanova University is featured on the Best Communications Colleges in Pennsylvania ranking.

Explore all rankings →

Top Degree Programs

Both schools share Business Administration as their top enrolled program field, comprising 16% of Massachusetts-Amherst's student body and 24% of Villanova's.

Career Pathways

Program strengths at these schools feed into careers like Financial Analyst, Management Consultant, Accountant (for Massachusetts-Amherst) and Registered Nurse, Nurse Practitioner, Physician Assistant (for Villanova).

The two schools feed different job markets. University of Massachusetts-Amherst is strongest in Biology & Biomedical, Psychology, while Villanova University concentrates in Engineering, Health Professions. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into University of Massachusetts-Amherst or Villanova University?

Villanova University is harder to get into, admitting 27% of applicants compared with 60% at University of Massachusetts-Amherst.

Which is more affordable, University of Massachusetts-Amherst or Villanova University?

University of Massachusetts-Amherst is more affordable, with an average net price of $22,383 after aid versus $43,756 at Villanova University.

Do University of Massachusetts-Amherst or Villanova University graduates earn more?

Villanova University graduates earn more: median earnings of $100,423 ten years after enrollment, versus $71,631 at University of Massachusetts-Amherst.

Which has a better graduation rate, University of Massachusetts-Amherst or Villanova University?

Villanova University has the higher graduation rate, 92% versus 83%.

Should you choose University of Massachusetts-Amherst or Villanova University?

It depends on what you weigh most. Choose University of Massachusetts-Amherst if affordability and lower debt come first; choose Villanova University if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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