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Head-to-Head Comparison

Binghamton University vs Santa Clara University

Binghamton Wins
21
Tied
10
Santa Clara Wins
19

Direct Answer

For overall financial value, Binghamton University offers a significantly safer investment tier. While Santa Clara University achieves a higher graduation rate (88% vs 83%), its annual cost of attendance sits at $50,062 compared to Binghamton University's $21,620. For students prioritizing lower student debt over initial institution prestige, Binghamton University's lower price point delivers a highly efficient debt-to-earnings path.

50 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

Binghamton

  • Lower cost: Average net price of $21,620, roughly $28,442 a year less
  • Less debt: Median debt of $18,500, the lower of the two
  • Social mobility: Chetty mobility rate of 5.1%, the stronger record of moving students up the income ladder
  • More selective: Admits 39% of applicants, which makes for a more competitive peer group

Santa Clara

  • Higher earnings: Median earnings of $109,183 ten years after enrollment, 35% more than Binghamton University
  • Higher grad rate: 88% of students finish, the higher completion rate of the pair

The Actual Decision

What are you really choosing between?

Binghamton graduates concentrate in Biology & Biomedical (21% of degrees); Santa Clara in Business & Marketing (27%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Pre-med & health Binghamton
Lab & physical sciences Binghamton
Business & entrepreneurship Santa Clara
Communications & media Santa Clara
Engineering Santa Clara
Psychology Binghamton
Economics & public policy Either
Computer science & AI Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → Santa Clara University

Pick Santa Clara University over Binghamton University. Median earnings of $109,183 ten years after enrollment vs $80,596.

Keeping costs down → Binghamton University

Pick Binghamton University over Santa Clara University. Net price $21,620 vs $50,062.

Social mobility impact → Binghamton University

Pick Binghamton University over Santa Clara University. 5.1% mobility rate vs 2.2%.

Graduation certainty → Santa Clara University

Pick Santa Clara University over Binghamton University. 88% completion rate vs 83%.

Key Metrics at a Glance

Graduation Rate

83%
Binghamton
vs
88%
Santa Clara

Earnings (10yr)

$80,596
Binghamton
vs
$109,183
Santa Clara

Avg Net Price

$21,620
Binghamton
vs
$50,062
Santa Clara

Median Debt

$18,500
Binghamton
vs
$19,162
Santa Clara

The Analysis

Verdict

Binghamton University and Santa Clara University are close on paper, but Binghamton University wins the head-to-head, leading on 4 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

Binghamton University is the harder admit. It takes 39% of applicants, while Santa Clara University takes 48%. Its entering class also posts the higher average SAT, 1,415 to 1,426.

So what: If test scores and a high-scoring peer group matter to you, Binghamton University sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, Binghamton University comes out ahead. Its average net price after aid is $21,620, about $28,442 a year below Santa Clara University's $50,062. Graduates of Binghamton University also borrow less: median debt of $18,500, against $19,162.

So what: Over four years, the gap adds up to about $113,768 before any change in aid. Choosing Binghamton University leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, Santa Clara University graduates report median earnings of $109,183, compared with $80,596 at Binghamton University. That is a 35% advantage. Set against borrowing, Santa Clara University has the lower debt-to-earnings ratio, 0.18x to 0.23x.

So what: An earnings gap of 35% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Finishing the degree

Santa Clara University graduates a larger share of its students, 88% versus 83%. More of its students stay on track to a degree.

So what: A completion gap of 6% is a risk measure. Students at the school with the lower rate face higher odds of leaving with debt and no degree, the most expensive outcome in higher education.

Moving people up

Binghamton University does more to move students up the income ladder. Its Chetty mobility rate is 5.1%; at Santa Clara University, it is 2.2%. Binghamton University also enrolls the larger share of low-income students: 9.4% come from the bottom income quintile, versus 3.6%.

So what: For first-generation and low-income students, Binghamton University offers the stronger statistical shot at reaching the top of the income distribution. The gap is wide enough to weigh in any access-minded decision.

Recommendation

Bottom line: pick Binghamton University to keep costs and debt down; pick Santa Clara University for the higher earnings ceiling.

Data certainty: High. Both schools report 6 of 6 core signals used here, so every comparison above matches reported data against reported data.

Counterintuitive Insights

!

The cheaper school is not the lower-earning one here. Binghamton University saves about $28,442 a year, yet Santa Clara University graduates earn $28,587 more ten years after enrollment. The cost advantage and the earnings premium sit at different schools, so your time horizon decides which counts more.

!

Their academic identities diverge. Binghamton University concentrates enrollment in Biology & Biomedical, while Santa Clara University leans toward Engineering. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

Binghamton Not for everyone
  • Engineering-focused students: Santa Clara University has the stronger engineering programs.
  • Students who want a smaller campus: Binghamton University's enrollment of 14,655 far exceeds Santa Clara University's 6,552.
Santa Clara Not for everyone
  • Cost-conscious students: net price of $50,062 runs well above Binghamton University's $21,620.

Full Data Breakdown

Inside the admissions office

Santa Clara holds onto its admits more tightly: 18% of admitted students enroll, versus 15% at Binghamton — a sign of how often it wins head-to-head choices. Test scores matter less at Santa Clara, where only about 34% of enrolled freshmen submitted any SAT or ACT.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Public
Type
Private nonprofit
Suburban
Setting
Urban
Mid-Atlantic
Region
Far West
14,655
Enrollment
6,552
No
HBCU
No
Admissions
4 metrics
39%
Acceptance Rate
48%
1415
SAT Average
1426
32
ACT Midpoint
32
1340-1500
SAT Range
1350-1490
Admissions Strategy (Common Data Set)
6 metrics
15%
Yield Rate
18%
44%
SAT Submitted
24%
9%
ACT Submitted
10%
Offered
Early Decision
Offered
ED Admit Rate
80.1%
ED Share of Class
30%
Cost & Financial Aid
9 metrics
$10,567
In-State Tuition
$61,293
$30,447
Out-of-State Tuition
$61,293
$21,620
Average Net Price
$50,062
$12,171
Net Price ($0-30K income)
$22,985
$15,281
Net Price ($30-48K)
$19,154
$20,347
Net Price ($48-75K)
$26,531
$28,475
Net Price ($110K+)
$60,678
28%
Pell Grant Rate
11%
39%
Federal Loan Rate
37%
Academics
5 metrics
83%
Graduation Rate
88%
89%
Retention Rate
94%
79%
Full-Time Faculty
72%
$11,086
Faculty Salary (monthly)
$14,682
25%
First-Gen Students
17%
Student Body
6 metrics
52%
Female
54%
51%
White
37%
14%
Hispanic
20%
5%
Black
3%
19%
Asian
21%
0.68
Diversity Index
0.77
Outcomes
6 metrics
$61,621
Earnings (6yr)
$91,198
$73,402
Earnings (8yr)
$99,543
$80,596
Earnings (10yr)
$109,183
$18,500
Median Debt
$19,162
0.23x
Debt-to-Earnings
0.18x
75%
Earning Above HS Grad
83%
Social Mobility (Chetty)
4 metrics
5.09%
Mobility Rate
2.25%
54.0%
Success Rate (bottom 20%)
62.0%
9.4%
From Bottom 20%
3.6%
$141,843
Parent Median Income (today's $)
$203,662
Social Capital
3 metrics
1.78
Economic Connectedness
1.89
0.02
Friending Bias
-0.00
7.0%
Volunteering Rate
6.6%
Online Education (IPEDS)
2 metrics
6.6%
% Exclusively Online
4.6%
37.2%
% Any Online
29.4%

The Overviews

Binghamton University

Vestal, NY · Public

39% accept 83% grad $80,596 earnings $21,620 net

With an enrollment of over 14,600 students, Binghamton University in Vestal, New York, caters particularly well to those interested in fields like Biology, Business, Psychology, and Engineering. The acceptance rate of 39% suggests a competitive atmosphere, but for many students, the supportive environment and high graduation rate of 83% make it an appealing choice. It's a place where driven individuals can find their path and thrive academically.

Looking ahead to life after graduation, Binghamton graduates earn an impressive average of $80,596 within ten years of leaving school. This strong earning potential reflects the value of the education here, especially in high-demand fields. The affordability also stands out, with a net price of $21,620 and a median debt of $18,500, which is manageable for many students. About 28% of the student body receives Pell Grants, indicating that support is available for those who need it.

When considering the overall financial picture, Binghamton University positions itself as a reasonable option for students seeking a solid education without overwhelming debt. The combination of an affordable net price and a relatively low median debt means that graduates can focus on their careers rather than struggling with loans. Students who tend to thrive here are often those who value academic rigor and are motivated to make the most of their college experience, setting themselves up for success in their future endeavors.

Santa Clara University

Santa Clara, CA · Private nonprofit

48% accept 88% grad $109,183 earnings $50,062 net

Santa Clara University has a graduation rate of 88%, indicating strong student success and support. This high rate suggests that students are not only enrolling but also completing their degrees in a timely manner, which is crucial for their future careers.

The earnings data for graduates is impressive. Ten years after graduation, alumni earn a median salary of $109,183. This figure highlights the potential return on investment for students considering their financial futures. However, with a net price of $50,062 and median debt at $19,162, students should weigh the cost of attendance against their anticipated earnings.

Students who thrive at Santa Clara typically pursue majors in Business & Marketing, Engineering, Social Sciences, Communications, or Psychology. The campus environment supports those who are motivated and engaged in their studies. With a moderate acceptance rate of 48%, the university attracts a diverse group of students ready to take advantage of the academic opportunities available.

Rankings They Appear On

Santa Clara University is featured on the Highest-Paying Colleges for Communications ranking.

Explore all rankings →

Top Degree Programs

Binghamton's top program is Biology (21% of enrollment), while Santa Clara leads with Business Administration (27%).

Career Pathways

Program strengths at these schools feed into careers like Financial Analyst, Management Consultant, Accountant (for Binghamton) and Financial Analyst, Management Consultant, Accountant (for Santa Clara).

The two schools feed different job markets. Binghamton University is strongest in Biology & Biomedical, Psychology, while Santa Clara University concentrates in Engineering, Communications. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into Binghamton University or Santa Clara University?

Binghamton University is harder to get into, admitting 39% of applicants compared with 48% at Santa Clara University.

Which is more affordable, Binghamton University or Santa Clara University?

Binghamton University is more affordable, with an average net price of $21,620 after aid versus $50,062 at Santa Clara University.

Do Binghamton University or Santa Clara University graduates earn more?

Santa Clara University graduates earn more: median earnings of $109,183 ten years after enrollment, versus $80,596 at Binghamton University.

Which has a better graduation rate, Binghamton University or Santa Clara University?

Santa Clara University has the higher graduation rate, 88% versus 83%.

Binghamton University vs Santa Clara University: which is better for social mobility?

Binghamton University is the stronger driver of upward mobility, with a Chetty mobility rate of 5.1% versus 2.2%.

Should you choose Binghamton University or Santa Clara University?

It depends on what you weigh most. Choose Binghamton University if affordability and lower debt come first; choose Santa Clara University if you're optimizing for post-grad earnings. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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