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Head-to-Head Comparison

California Polytechnic State University-San Luis Obispo vs University of Massachusetts-Amherst

California Polytechnic Wins
24
Tied
11
Massachusetts-Amherst Wins
9

Direct Answer

For overall financial value, California Polytechnic State University-San Luis Obispo offers a significantly safer investment tier. With an annual cost of $16,665 vs University of Massachusetts-Amherst's $22,383, California Polytechnic State University-San Luis Obispo delivers strong outcomes at a fraction of the price. For students prioritizing lower student debt over initial institution prestige, California Polytechnic State University-San Luis Obispo's lower price point delivers a highly efficient debt-to-earnings path.

44 data points compared · Sources: College Scorecard, Opportunity Insights, Times Higher Education, IPEDS

When to Pick Each School

California Polytechnic

  • Higher earnings: Median earnings of $90,768 ten years after enrollment, 27% more than University of Massachusetts-Amherst
  • Lower cost: Average net price of $16,665, roughly $5,718 a year less
  • Higher grad rate: 86% of students finish, the higher completion rate of the pair
  • Less debt: Median debt of $18,500, the lower of the two
  • More selective: Admits 31% of applicants, which makes for a more competitive peer group

Massachusetts-Amherst

No clear advantage detected in core metrics.

The Actual Decision

What are you really choosing between?

California Polytechnic graduates concentrate in Engineering (23% of degrees); Massachusetts-Amherst in Business & Marketing (17%). If you already know the field you want, the choice is mostly made for you.

If you want… Choose
Engineering California Polytechnic
Pre-med & health Massachusetts-Amherst
Lab & physical sciences Massachusetts-Amherst
Psychology Massachusetts-Amherst
Economics & public policy Massachusetts-Amherst
Computer science & AI Either
Business & entrepreneurship Either

Based on each school's share of degrees by field (College Scorecard). It shows where graduates actually concentrate, not the only path a school offers.

Which School Fits You?

Maximizing post-grad earnings → California Polytechnic State University-San Luis Obispo

Pick California Polytechnic State University-San Luis Obispo over University of Massachusetts-Amherst. Median earnings of $90,768 ten years after enrollment vs $71,631.

Keeping costs down → California Polytechnic State University-San Luis Obispo

Pick California Polytechnic State University-San Luis Obispo over University of Massachusetts-Amherst. Net price $16,665 vs $22,383.

Key Metrics at a Glance

Graduation Rate

86%
California Polytechnic
vs
83%
Massachusetts-Amherst

Earnings (10yr)

$90,768
California Polytechnic
vs
$71,631
Massachusetts-Amherst

Avg Net Price

$16,665
California Polytechnic
vs
$22,383
Massachusetts-Amherst

Median Debt

$18,500
California Polytechnic
vs
$22,763
Massachusetts-Amherst

The Analysis

Verdict

California Polytechnic State University-San Luis Obispo and University of Massachusetts-Amherst are close on paper, but California Polytechnic State University-San Luis Obispo wins the head-to-head, leading on 5 of the core measures (selectivity, cost, earnings, completion, mobility, and debt). The right pick still depends on how you weight them.

Getting in

California Polytechnic State University-San Luis Obispo is the harder admit. It takes 31% of applicants, while University of Massachusetts-Amherst takes 60%.

So what: If test scores and a high-scoring peer group matter to you, California Polytechnic State University-San Luis Obispo sets the higher bar. The less selective school is easier to get into, which can work in your favor rather than against it.

What it costs

On price, California Polytechnic State University-San Luis Obispo comes out ahead. Its average net price after aid is $16,665, about $5,718 a year below University of Massachusetts-Amherst's $22,383. Graduates of California Polytechnic State University-San Luis Obispo also borrow less: median debt of $18,500, against $22,763.

So what: Over four years, the gap adds up to about $22,872 before any change in aid. Choosing California Polytechnic State University-San Luis Obispo leaves that money available for graduate school, savings, or simply less borrowing.

What graduates earn

Ten years after enrollment, California Polytechnic State University-San Luis Obispo graduates report median earnings of $90,768, compared with $71,631 at University of Massachusetts-Amherst. That is a 27% advantage. Set against borrowing, California Polytechnic State University-San Luis Obispo has the lower debt-to-earnings ratio, 0.2x to 0.32x.

So what: An earnings gap of 27% this early in a career tends to widen, since raises build on the higher base. Of the measures on this page, this one carries the most financial weight.

Recommendation

Bottom line: pick California Polytechnic State University-San Luis Obispo to keep costs and debt down.

Data certainty: High. Both schools report 5 of 6 core signals used here; where one school is missing a figure, that row is left out of the comparison rather than estimated.

Counterintuitive Insights

!

Their academic identities diverge. California Polytechnic State University-San Luis Obispo concentrates enrollment in Engineering, Computer Science & IT, while University of Massachusetts-Amherst leans toward Biology & Biomedical, Social Sciences. That split shapes which recruiters come to campus and what your classmates study.

Who Should Look Elsewhere

California Polytechnic Not for everyone

No strong negative signals — California Polytechnic competes well across the dimensions measured.

Massachusetts-Amherst Not for everyone
  • Cost-conscious students: net price of $22,383 runs well above California Polytechnic State University-San Luis Obispo's $16,665.
  • Students minimizing debt: median debt is $22,763, against $18,500 at California Polytechnic State University-San Luis Obispo.
  • Engineering-focused students: California Polytechnic State University-San Luis Obispo has the stronger engineering programs.

Full Data Breakdown

Inside the admissions office

California Polytechnic holds onto its admits more tightly: 26% of admitted students enroll, versus 17% at Massachusetts-Amherst — a sign of how often it wins head-to-head choices.

Source: each school's published Common Data Set, via collegedata.fyi.

Overview
5 metrics
Public
Type
Public
Suburban
Setting
Urban
Far West
Region
New England
21,996
Enrollment
23,671
No
HBCU
No
Admissions
4 metrics
31%
Acceptance Rate
60%
SAT Average
1423
ACT Midpoint
31
SAT Range
1310-1500
Admissions Strategy (Common Data Set)
4 metrics
26%
Yield Rate
17%
18%
SAT Submitted
25%
5%
ACT Submitted
3%
Not offered
Early Decision
Not offered
Cost & Financial Aid
9 metrics
$13,596
In-State Tuition
$17,772
$34,665
Out-of-State Tuition
$40,449
$16,665
Average Net Price
$22,383
$7,529
Net Price ($0-30K income)
$10,164
$7,253
Net Price ($30-48K)
$10,456
$9,896
Net Price ($48-75K)
$12,932
$27,772
Net Price ($110K+)
$30,793
19%
Pell Grant Rate
20%
25%
Federal Loan Rate
47%
Academics
5 metrics
86%
Graduation Rate
83%
96%
Retention Rate
92%
69%
Full-Time Faculty
81%
$12,673
Faculty Salary (monthly)
$14,663
25%
First-Gen Students
22%
Student Body
6 metrics
50%
Female
52%
48%
White
57%
25%
Hispanic
9%
1%
Black
5%
14%
Asian
14%
0.68
Diversity Index
0.64
Outcomes
6 metrics
$72,358
Earnings (6yr)
$60,347
$82,835
Earnings (8yr)
$66,904
$90,768
Earnings (10yr)
$71,631
$18,500
Median Debt
$22,763
0.2x
Debt-to-Earnings
0.32x
79%
Earning Above HS Grad
75%
Social Capital
3 metrics
1.85
Economic Connectedness
1.80
-0.01
Friending Bias
0.01
7.0%
Volunteering Rate
9.0%
Online Education (IPEDS)
2 metrics
1.1%
% Exclusively Online
18.1%
74.9%
% Any Online
45.7%

The Overviews

California Polytechnic State University-San Luis Obispo

San Luis Obispo, CA · Public

31% accept 86% grad $90,768 earnings $16,665 net

California Polytechnic State University-San Luis Obispo has an impressive graduation rate of 86%. This high rate indicates strong student support and engagement, contributing to a successful academic environment. With nearly 22,000 students, Cal Poly combines a vibrant campus life with a commitment to academic excellence.

Graduates from Cal Poly earn a median salary of $90,768 ten years post-graduation. This figure reflects the effectiveness of the university's programs in preparing students for the workforce. Although the Pell Grant rate is 19%, the university's focus on practical, career-oriented education significantly enhances economic mobility for many students.

The cost of attendance is relatively affordable, with a net price of $16,665 and a median debt of $18,500. This financial structure positions Cal Poly as a viable option for students seeking quality education without overwhelming debt. Students who thrive here are often those interested in fields like engineering, business, and computer science, where hands-on experience and industry connections are paramount.

University of Massachusetts-Amherst

Amherst, MA · Public

60% accept 83% grad $71,631 earnings $22,383 net

With an enrollment of 23,671 students, the University of Massachusetts-Amherst is a great fit for those looking for a diverse and vibrant campus life. It stands out for its strong programs in Business & Marketing, Social Sciences, Biology & Biomedical, Psychology, and Engineering. Students here are often engaged in a wide range of studies, reflecting both academic rigor and practical application. The acceptance rate of 60% means that while it’s accessible, there’s still a competitive edge that can stimulate personal growth.

Graduates from UMass-Amherst can expect solid outcomes, with a median earning of $71,631 ten years after graduation. This figure speaks volumes about the potential return on investment. It’s encouraging to know that students can find rewarding careers, especially considering the affordability of education here. The net price after aid is $22,383, which positions the school as a reasonable choice for many families.

When it comes to finances, the median debt stands at $22,763, which is manageable given the earning potential. UMass-Amherst tends to attract students who are motivated and ready to embrace the opportunities that come with a public university experience. With 20% of students receiving Pell Grants, there’s a commitment to supporting diverse socioeconomic backgrounds. Overall, this school nurtures those who are eager to thrive both academically and professionally after graduation.

Rankings They Appear On

California Polytechnic State University-San Luis Obispo is featured on the Best Engineering Colleges in California ranking.

Explore all rankings →

Top Degree Programs

California Polytechnic's top program is Mechanical Engineering (23% of enrollment), while Massachusetts-Amherst leads with Business Administration (17%).

Career Pathways

Program strengths at these schools feed into careers like Software Developer, Data Scientist, Cybersecurity Analyst (for California Polytechnic) and Software Developer, Data Scientist, Cybersecurity Analyst (for Massachusetts-Amherst).

The two schools feed different job markets. California Polytechnic State University-San Luis Obispo is strongest in Engineering, while University of Massachusetts-Amherst concentrates in Social Sciences. Those concentrations determine which recruiters show up on campus and where alumni cluster by industry. Match the school's program strengths to the field you plan to enter.

Frequently Asked Questions

Is it harder to get into California Polytechnic State University-San Luis Obispo or University of Massachusetts-Amherst?

California Polytechnic State University-San Luis Obispo is harder to get into, admitting 31% of applicants compared with 60% at University of Massachusetts-Amherst.

Which is more affordable, California Polytechnic State University-San Luis Obispo or University of Massachusetts-Amherst?

California Polytechnic State University-San Luis Obispo is more affordable, with an average net price of $16,665 after aid versus $22,383 at University of Massachusetts-Amherst.

Do California Polytechnic State University-San Luis Obispo or University of Massachusetts-Amherst graduates earn more?

California Polytechnic State University-San Luis Obispo graduates earn more: median earnings of $90,768 ten years after enrollment, versus $71,631 at University of Massachusetts-Amherst.

Which has a better graduation rate, California Polytechnic State University-San Luis Obispo or University of Massachusetts-Amherst?

California Polytechnic State University-San Luis Obispo has the higher graduation rate, 86% versus 83%.

Should you choose California Polytechnic State University-San Luis Obispo or University of Massachusetts-Amherst?

It depends on what you weigh most. Choose California Polytechnic State University-San Luis Obispo if affordability and lower debt come first. The two schools win on different measures, so the better fit is the one whose strengths match your priorities.

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